Berkeley County property record for 704 Breakers Reef Ln, Huger, SC 29450
| Property Type | Vacant Land |
|---|---|
| Details | 3,879 sqft · built 2025 |
| Lot Size | 0.503 acres (21,918 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $868,155 (Feb 2025) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-05-01-097 |
| Primary APN | 240-05-01-097 |
|---|---|
| Alternative APN |
|
| Building Area | 3,879 sqft Living Area |
|---|---|
| 1st Floor Area | 1,645 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 21,918 sqft |
| Garage Type | Attached |
| Garage Area | 657 sqft |
| Street Address | 704 BREAKERS REEF LN |
|---|---|
| City | HUGER |
| State | SC |
| Zip | 29450-9818 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 92FRENCH QUARTER CREEK PH 1B |
| Legal Subdivision | FOREST EDGE (PH 1B) |
| Legal Lot Number | 92 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | WANDO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20405 |
704 Breakers Reef Ln, vacant land, is owned and occupied by two individuals who acquired it in January 2026.
Source: Berkeley County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 BREAKERS REEF LN, HUGER, SC 29450-9818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Deed Document Number | 20256225 |
| Deed Book / Page | 5120 / 683 |
| Last Transfer Date | Jan 29, 2026 |
| Transfer Doc | 05474/0865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Feb 16, 2026 |
| Property Address | 704 BREAKERS REEF LN, HUGER, SC 29450-9818 |
| Document Number | 05474/0865 |
| Book / Page | 5474 / 865 |
| Map Reference | DOC 2023000424 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026005223 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 BREAKERS REEF LN, HUGER, SC 29450-9818 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 704 BREAKERS REEF LN, HUGER, SC 29450-9818 |
| Document Number | 2026005224 |
|---|---|
| Date | Feb 16, 2026 |
| Instrument | 2026005224 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 704 Breakers Reef Ln was $1,697, up 0.7% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $861,800 (+11,869.44%) Land $140,000 Building $721,800 | $861,800 (+618.17%) Land $140,000 Building $721,800 | |
| 2025 | $1,697.00 (+0.71%) | $7,200 (-) Land $7,200 | $120,000 (-) Land $120,000 |
| 2024 | $1,685.00 | $7,200 Land $7,200 | $120,000 Land $120,000 |
| 2022 | $7,200 Land $7,200 | $120,000 Land $120,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 704 Breakers Reef Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 24 (1983–2017) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Breakers Reef Ln is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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