704 2nd St, Waterloo, NE 68069 Property Records

Douglas County property record for 704 2nd St, Waterloo, NE 68069 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,133 sqft · built 2001
Lot Size1.22 acres (53,143 sqft)
OwnerCompany Name on File
Last Sale$335,000 (Mar 2019)
Tax Bill$8,593 (2025)
Deeds & MortgagesJun 2021 Transfer
Nov 2020 Loan Modification
+ 2 more
Flood ZoneZone X (reduced by levee)
APN4172-0217-21

Property Details

APN / Parcel Number

Primary APN4172-0217-21
Alternative APNs
  • R2141720217
  • 2141720217

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,133 sqft Living Area
Gross Area4,685 sqft
1st Floor Area1,833 sqft
Basement Area1,627 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area53,143 sqft (1.22 acres)
Garage TypeAttached
Garage Area970 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area660 sqft
PorchSlab
Porch Area36 sqft
Deck Area165 sqft
Patio Area380 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR2141720217
Street Address704 2ND ST
CityWATERLOO
StateNE
Zip68069-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND & MADISON ADD LOT 7 BLOCK 0 ALL LOT 7 1.24AC
Legal Subdivision2ND & MADISON ADD
Legal Lot Number7
JurisdictionDOUGLAS NE
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2054
Census Tract7508

Owner

Source: Douglas County records · APN 4172-0217-21

Assessment roll updated October 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address704 2ND ST, WATERLOO, NE 68069-2026
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2021Intrafamily Transfer, Transfer
Nov 05, 2020Loan Modification, Mortgage · Conventional with PMI
COMMERCIAL ST BK
Mar 28, 2019Grant Deed, Transfer
AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC
Mar 28, 2019Warranty Deed, Transfer · Commercial Mortgage
COMMERCIAL STATE BANK (ANDREWS TX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2019 · Amount on Record
Deed SaleMar 28, 2019 · Amount on Record
Prior SaleJul 12, 2001 · Amount on Record
Deed Document Number201920252
Last Transfer DateJun 07, 2021
Transfer Doc2021074576
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDOUGLAS NE
Recording DateJun 08, 2021
Property Address704 2ND ST, WATERLOO, NE 68069-2026
Document Number2021074576
Instrument DateJun 07, 2021
Instrument2021074576
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address704 2ND ST, WATERLOO, NE 68069-2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDOUGLAS NE
Property Address704 2ND ST, WATERLOO, NE 68069-2026
Document Number0000134533
Instrument DateNov 05, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 2ND ST WATERLOO NE 680692026, WATERLOO, NE 68069-2026

Mortgage

Document Number0000134533
DateNov 17, 2020
Instrument134533
Lender
NameCOMMERCIAL ST BK
TypeBank
AddressELKHORN, NE 68022
Agreement
TypeConventional with PMI
AmountAmount Recorded

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NE
Recording DateMar 28, 2019
Property Address704 2ND ST, WATERLOO, NE 68069-2026
Document Number0000020252
Instrument DateMar 22, 2019
Instrument20252
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyAMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$753.75
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address704 2ND ST WATERLOO NE 680692026, WATERLOO, NE 68069-2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateMar 28, 2019
Property Address704 2ND ST, WATERLOO, NE 68069-2026
Document Number2019020252
Instrument DateMar 22, 2019
Instrument2019020252
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyAMBASSADOR TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$753.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address704 2ND ST, WATERLOO, NE 68069-2026

Mortgage

Document Number2019022936
DateApr 08, 2019
Instrument2019022936
Lender
NameCOMMERCIAL STATE BANK (ANDREWS TX
TypeBank
AddressELKHORN, NE 68022
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityWaterloo Village
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,593.00 (+10.03%)$644,100 (+18.1%) Land $40,100 Building $604,000$644,100 (+18.1%) Land $40,100 Building $604,000
2024$7,810.00 (-12.74%)
2023$8,950.00 (-1.52%)$545,400 Land $40,100 Building $505,300$545,400 Land $40,100 Building $505,300
2022$9,088.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims38 (1978–2024)
Claims Outside the SFHA2 of 38
Most Recent ClaimMay 2024, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2019 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AMG Technology Investment GroupFixed Wireless (licensed-by-rule)500 / 200
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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