610 2nd St, Waterloo, NE 68069 Property Records

Douglas County property record for 610 2nd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,312 sqft · built 2000
Lot Size	0.809 acres (35,283 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Aug 2018)
Tax Bill	$4,221 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R2141720213`

Property Details

APN / Parcel Number

Primary APN	`R2141720213`
Alternative APNs	`4172 0213 21` `2141720213`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Basement Area	1,160 sqft
Finished Basement	330 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2000
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,283 sqft (0.809 acres)
Garage Type	Mixed
Garage Area	192 sqft

Exterior Amenities

Porch	Porch
Porch Area	498 sqft
Deck Area	220 sqft
Patio Area	320 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2141720213
Street Address	610 2ND ST
City	WATERLOO
State	NE
Zip	68069-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND & MADISON ADD LOT 6 BLOCK 0 .81 AC
Legal Subdivision	2ND & MADISON ADD
Legal Lot Number	6
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2054
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 2ND ST, WATERLOO, NE 68069-2024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Closed-End Mortgage MALVERN BANK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRIS FCU
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	0201869149
Deed Book / Page	2018 / 69149
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	610 2ND ST, WATERLOO, NE 68069-2024
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021028101
Date	Mar 3, 2021
Instrument	2021028101

Lender

Name	MALVERN BANK
Type	Bank
Address	MALVERN, IA 51551

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	May 1, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	610 2ND ST, WATERLOO, NE 68069-2024
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020132994
Date	Nov 13, 2020
Instrument	2020132994

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 30, 2018
Property Address	610 2ND ST, WATERLOO, NE 68069-2024
Document Number	2018069149
Instrument Date	Aug 6, 2018
Instrument	2018069149
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2018069150
Date	Aug 30, 2018
Instrument	2018069150

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$533,700 (+86.09%) Land $34,900 Building $498,800	$533,700 (+86.09%) Land $34,900 Building $498,800
2024	$4,221.00 (-10.31%)
2023	$4,706.00 (+19.93%)	$286,800 Land $34,900 Building $251,900	$286,800 Land $34,900 Building $251,900
2022	$3,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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