602 2nd St, Waterloo, NE 68069 Property Records

Douglas County property record for 602 2nd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,419 sqft · built 2004
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jan 2023)
Tax Bill	$5,106 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`R2141720205`

Property Details

APN / Parcel Number

Primary APN	`R2141720205`
Alternative APNs	`4172 0205 21` `2141720205`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
Basement Area	1,400 sqft
Finished Basement	1,300 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	450 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2141720205
Street Address	602 2ND ST
City	WATERLOO
State	NE
Zip	68069-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND & MADISON ADD LOT 3 BLOCK 0 -EX S 20 FT- LOT 3 IRREG .39 AC
Legal Subdivision	2ND & MADISON ADD
Legal Lot Number	3
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2054
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	602 2ND ST, WATERLOO, NE 68069-2024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jan 3, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Sep 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ITM LLC
Sep 20, 2022	Warranty Deed, Transfer SPYGLASS TITLE AND ESCROW, SPYGLASS TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	2023000237
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	602 2ND ST, WATERLOO, NE 68069-2024
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008923
Date	Feb 13, 2024
Instrument	2024008923

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jan 3, 2023
Property Address	602 2ND ST, WATERLOO, NE 68069-2024
Document Number	0000000237
Instrument Date	Dec 13, 2022
Instrument	2023000237
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2023
Title Company	RTS TITLE AND ESCROW, RTS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000238
Date	Jan 3, 2023
Instrument	2023000238

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	602 2ND ST, WATERLOO, NE 68069-2024
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044904
Date	Apr 7, 2021
Instrument	2021044904

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 22, 2022
Property Address	602 2ND ST, WATERLOO, NE 68069-2024
Document Number	0000095873
Instrument Date	Sep 19, 2022
Instrument	2022095873
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	SPYGLASS TITLE AND ESCROW, SPYGLASS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$607.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095874
Date	Sep 22, 2022
Instrument	2022095874

Lender

Name	ITM LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 20, 2022
Property Address	602 2ND ST, WATERLOO, NE 68069-2024
Document Number	0000095110
Instrument Date	Sep 14, 2022
Instrument	2022095110
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	SPYGLASS TITLE AND ESCROW, SPYGLASS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$483.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$342,700 (+0.29%) Land $27,200 Building $315,500	$342,700 (+0.29%) Land $27,200 Building $315,500
2024	$5,106.00 (-8.94%)
2023	$5,607.00 (+20.35%)	$341,700 Land $27,200 Building $314,500	$341,700 Land $27,200 Building $314,500
2022	$4,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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