Buchanan County property record for 704 1st St E, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,320 sqft · built 1870 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on Record |
| Last Sale | $66,500 (Jun 2026) |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0634490016 |
| Primary APN | 0634490016 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 704 1ST ST E |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG S70' EX E55' LOT 6 & S70' EX W58' LOT5 BLK 6 |
| Legal Subdivision | ORIGINAL PLAT OF INDEPENDENCE |
| Legal Block | 6 |
| Legal Lot Number | 5-6 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 950500 |
Source: Buchanan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1956 SLATER AVE, WINTHROP, IA 50682-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Deed Document Number | 20261927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Recording Date | Jun 26, 2026 |
| Property Address | 704 1ST ST E, INDEPENDENCE, IA 50644-3007 |
| Document Number | 0000001927 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261927 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,665.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1956 SLATER AVE, WINTHROP, IA 50682-9456 |
| Document Number | 0000001930, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20261930 |
| Name | BANKIOWA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 (+13.64%) Homeowner's exemption | $54,910 (+14.13%) Land $14,170 Building $40,740 | $54,910 (+14.13%) Land $14,170 Building $40,740 |
| 2024 | $484.00 (-26.22%) | ||
| 2023 | $656.00 Homeowner's exemption | $48,110 Land $12,650 Building $35,460 | $48,110 Land $12,650 Building $35,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1990–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Independence Telecommunications Utility Cable · Fiber in parts of the area | 250 / 25 |
| GigFire Fixed Wireless | 150 / 130 |
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