Buchanan County property record for 700 1st St E, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,312 sqft · built 1903 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Mar 2023) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0634490015 |
| Primary APN | 0634490015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| Basement Area | 1,031 sqft |
| Unfinished Basement | 1,047 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Street Address | 700 1ST ST E |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG W58' S105' LOT 5 & N35' E24.5' LOT 5 & N35' W27.5' LOT 6BLK 6 |
| Legal Subdivision | INDEPENDENCE |
| Legal Block | 6 |
| Legal Lot Number | 5-6 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 950500 |
Source: Buchanan County records · APN 0634490015
Assessment roll updated September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 700 1ST ST E, INDEPENDENCE, IA 50644-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage WCF FINANCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2023 · Amount on Record |
| Deed Sale | Mar 03, 2023 · Amount on Record |
| Prior Sale | May 22, 2017 · Amount on Record |
| Deed Document Number | 2023527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 700 1ST ST E, INDEPENDENCE, IA 50644-3007 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R00528 |
|---|---|
| Date | Mar 03, 2023 |
| Instrument | 2023R00528 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Recording Date | May 22, 2017 |
| Property Address | 700 1ST ST E, INDEPENDENCE, IA 50644-3007 |
| Document Number | 2017R01591 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017R01591 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 1ST ST E, INDEPENDENCE, IA 50644-3007 |
| Document Number | 2017R01592 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 2017R01592 |
| Name | WCF FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, IA 50644 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 04, 2047 |
Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (+23.65%) | $157,230 (+14.52%) Land $22,720 Building $134,510 | $157,230 (+14.52%) Land $22,720 Building $134,510 |
| 2023 | $2,224.00 | $137,290 Land $20,290 Building $117,000 | $137,290 Land $20,290 Building $117,000 |
Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), as of December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1990–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Independence Light and Power Cable · Fiber in parts of the area | 250 / 25 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 382 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA1037070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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