620 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 620 1st St E, Independence, IA 50644 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,816 sqft · built 1890
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$2,552 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN0634489013

Property Details

APN / Parcel Number

Primary APN0634489013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,816 sqft Living Area
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area6,970 sqft (0.16 acres)
Garage Area432 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address620 1ST ST E
CityINDEPENDENCE
StateIA
Zip50644-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG S1/2 LOT 8BLK 7
Legal SubdivisionORIGINAL PLAT OF INDEPENDENCE
Legal Block7
Legal Lot Number8
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3026
Census Tract950500

Owner

Source: Buchanan County records · APN 0634489013

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address620 1ST ST E, INDEPENDENCE, IA 50644-3005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address620 1ST ST E, INDEPENDENCE, IA 50644-3005
Transaction TypeMortgage
Record UpdatedAug 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2023R01553
DateJun 12, 2023
Instrument2023R01553
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,552.00 (+11.44%) Homeowner's exemption$167,670 (+14.82%) Land $33,630 Building $134,040$167,670 (+14.82%) Land $33,630 Building $134,040
2023$2,290.00 Homeowner's exemption$146,030 Land $30,030 Building $116,000$146,030 Land $30,030 Building $116,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims5 (1990–2013)
Most Recent ClaimJun 2013, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Independence Light and PowerCable250 / 25
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Independence Light and Power, AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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