Fort Bend County property record for 7038 Ter Rdg, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,254 sqft · built 2003 |
| Lot Size | 0.179 acres (7,801 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,678 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R275345 |
| Primary APN | R275345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,254 sqft Living Area |
| 1st Floor Area | 2,433 sqft |
| 2nd Floor Area | 821 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,801 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 94 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R275345 |
|---|---|
| Street Address | 7038 TERRACE RDG |
| City | KATY |
| State | TX |
| Zip | 77494-0190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN MEADOWS SEC 1, BLOCK 2, LOT 5 |
| Legal Subdivision | SEVEN MEADOWS SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 673104 |
Source: Fort Bend County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7038 TERRACE RDG, KATY, TX 77494-0190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Feb 28, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 |
| Deed Sale | Apr 19, 2022 |
| Prior Sale | Feb 28, 2022 |
| Deed Document Number | 2022053935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Apr 19, 2022 |
| Property Address | 7038 TERRACE RDG, KATY, TX 77494-0190 |
| Document Number | 0000053935 |
| Map Reference | SL 2308/A |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022053935 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 7038 TERRACE RDG, KATY, TX 77494-0190 |
| Document Number | 0000053936 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022053936 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Feb 28, 2022 |
| Property Address | 7038 TERRACE RDG, KATY, TX 77494-0190 |
| Document Number | 0000028085 |
| Map Reference | SL 2308/A |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022028085 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3200 PEEK RD APT 1204, 1204, KATY, TX 77449-2858 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,678.00 (-38.4%) Homeowner's exemption | $583,934 (+1%) Land $78,000 Building $506,284 | $584,284 (+10.07%) Land $78,000 Building $506,284 |
| 2024 | $9,218.00 (+6.75%) Homeowner's exemption | $530,849 (+1.68%) Land $78,000 Building $452,849 | $530,849 (+1.68%) Land $78,000 Building $452,849 |
| 2023 | $8,635.00 (+39.05%) | $522,085 Land $60,000 Building $462,085 | $522,085 Land $60,000 Building $462,085 |
| 2018 | $6,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 34 serves 5,367 people · EPA ID TX0790200 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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