Fort Bend County property record for 7026 Ter Rdg, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,657 sqft · built 2004 |
| Lot Size | 0.188 acres (8,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $436,714 (Apr 2026) |
| Tax Bill | $2,743 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R275348 |
| Primary APN | R275348 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,657 sqft Living Area |
| Gross Area | 3,254 sqft |
| 1st Floor Area | 2,657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,186 sqft (0.188 acres) |
| Lot Dimensions | 124 ft deep x 66 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 235 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7026 TERRACE RDG |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77494-0190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN MEADOWS SEC 1, BLOCK 2, LOT 8 |
| Legal Subdivision | SEVEN MEADOWS SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 673104 |
Source: Fort Bend County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7026 TERRACE RDG, KATY, TX 77494-0190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed, Transfer · VA Mortgage USAA FSB |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 12, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on Record |
| Deed Sale | Apr 7, 2026 · Amount on Record |
| Prior Sale | Jun 1, 2005 · Amount on Record |
| Deed Document Number | 202633969 |
| Prior Transfer Date | May 26, 2005 |
| Prior Transfer Doc | 0000062986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Apr 7, 2026 |
| Property Address | 7026 TERRACE RDG, KATY, TX 77494-0190 |
| Document Number | 0000033969 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202633969 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7026 TERRACE RDG, KATY, TX 77494-0190 |
| Document Number | 0000033970, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202633970 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 7026 TERRACE RDG, KATY, TX 77494-0190 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000151762 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020151762 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 7026 TERRACE RDG, KATY, TX 77494-0190 |
| Document Number | 0000016419 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Title Company | SELECT TITLE COMPANY, SELECT TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7026 TERRACE RDG KATY TX 774940190, KATY, TX 77494-0190 |
| Document Number | 0000016419 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 16419 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 18, 2049 |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,743.00 (-52.56%) Homeowner's exemption | $475,713 (+1%) Land $78,000 Building $451,274 | $529,274 (+7.81%) Land $78,000 Building $451,274 |
| 2024 | $5,782.00 (+68.67%) Homeowner's exemption Senior Citizen's exemption | $432,466 (+1%) Land $78,000 Building $412,947 | $490,947 (+3.48%) Land $78,000 Building $412,947 |
| 2023 | $3,428.00 (-40.99%) Homeowner's exemption Senior Citizen's exemption | $393,151 Land $60,000 Building $414,417 | $474,417 Land $60,000 Building $414,417 |
| 2018 | $5,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 34 serves 5,367 people · EPA ID TX0790200 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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