7027 Ter Rdg, Katy, TX 77494 Property Records

Fort Bend County property record for 7027 Ter Rdg, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,991 sqft · built 2002
Lot Size	0.243 acres (10,602 sqft)
Owner	Individual Name on Record
Tax Bill	$8,208 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R275397`

Property Details

APN / Parcel Number

Primary APN	`R275397`
Alternative APN	`6780-01-005-0040-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,991 sqft Living Area
1st Floor Area	1,970 sqft
2nd Floor Area	1,021 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,602 sqft (0.243 acres)
Lot Dimensions	147 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	448 sqft
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R275397
Street Address	7027 TERRACE RDG
City	KATY
State	TX
Zip	77494-0191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN MEADOWS SEC 1, BLOCK 5, LOT 4
Legal Subdivision	SEVEN MEADOWS SEC 1
Legal Block	5
Legal Lot Number	4
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3031
Census Tract	673104

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7027 TERRACE RDG, KATY, TX 77494-0191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023
Deed Sale	Aug 25, 2023
Prior Sale	Oct 3, 2003
Deed Document Number	2023082209
Record Updated	Jun 8, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 25, 2023
Property Address	7027 TERRACE RDG, KATY, TX 77494-0191
Document Number	0000082209
Map Reference	SL 2308/A
Instrument Date	Aug 24, 2023
Instrument	2023082209
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 TERRACE RDG, KATY, TX 77494-0191

Mortgage

Document Number	0000082210
Date	Aug 25, 2023
Instrument	2023082210

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,208.00 (-30.69%) Homeowner's exemption	$629,968 (+2.24%) Land $89,700 Building $540,268	$629,968 (+2.24%) Land $89,700 Building $540,268
2024	$11,843.00 (+32.96%) Homeowner's exemption	$616,180 (+14.41%) Land $89,700 Building $526,480	$616,180 (+14.41%) Land $89,700 Building $526,480
2023	$8,907.00 (+35.74%)	$538,574 (+21.34%) Land $69,000 Building $469,574	$538,574 (+21.34%) Land $69,000 Building $469,574
2022		$443,850 Land $69,000 Building $374,850	$443,850 Land $69,000 Building $374,850
2021	$6,562.00 (-7.75%)
2018	$7,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 34 serves 5,367 people · EPA ID TX0790200
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20