7038 River Bluff Dr, Houston, TX 77085 Property Records

Harris County property record for 7038 River Bluff Dr, Houston, TX 77085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 1983
Lot Size	0.168 acres (7,315 sqft)
Owner	Individual Name on Record
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`115-635-001-0022`

Property Details

APN / Parcel Number

Primary APN	`115-635-001-0022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,315 sqft (0.168 acres)
View / Lot	Neighborhood
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	230 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1156350010022
Street Address	7038 RIVER BLUFF DR
City	HOUSTON
State	TX
Zip	77085-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 BLK 1 SOUTHWEST CROSSING SEC 3
Legal Subdivision	SOUTHWEST CROSSING SEC 3
Legal Block	1
Legal Lot Number	22
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3015
Census Tract	330303

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7038 RIVER BLUFF DR, HOUSTON, TX 77085-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Jan 23, 2023	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE BRAZORIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023
Deed Sale	Jan 23, 2023
Deed Document Number	202323706
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	7038 RIVER BLUFF DR, HOUSTON, TX 77085-1350
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 RIVER BLUFF DR, HOUSTON, TX 77085-1350

Mortgage

Document Number	0000240809
Date	Jun 24, 2025
Instrument	2025-240809

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	HOUSTON, TX 77095

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 23, 2023
Property Address	7038 RIVER BLUFF DR, HOUSTON, TX 77085-1350
Document Number	0000023706
Map Reference	VOL 317 PG 64
Instrument Date	Jan 23, 2023
Instrument	2023-023706
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	STEWART TITLE, STEWART TITLE BRAZORIA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6102 DOULTON DR, HOUSTON, TX 77033-1240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 RIVER BLUFF DR, HOUSTON, TX 77085-1350

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,788 (-) Land $82,050 Building $150,738	$232,788 (-) Land $82,050 Building $150,738
2025	$4,947.00 (+3.93%)	$232,788 (-6.75%) Land $82,050 Building $150,738	$232,788 (-6.75%) Land $82,050 Building $150,738
2024	$4,760.00 (+18,94%)
2023		$249,636 Land $50,492 Building $199,144	$249,636 Land $50,492 Building $199,144
2022	$25.00 (-94.93%)
2020	$493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	6 (1994–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on River Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures