7027 River Bluff Dr, Houston, TX 77085 Property Records

Harris County property record for 7027 River Bluff Dr, Houston, TX 77085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,109 sqft · built 1985
Lot Size	0.133 acres (5,775 sqft)
Owner	Individual Name on Record
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-635-002-0007`

Property Details

APN / Parcel Number

Primary APN	`115-635-002-0007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,109 sqft Living Area
1st Floor Area	1,274 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,775 sqft (0.133 acres)
View / Lot	Neighborhood
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1156350020007
Street Address	7027 RIVER BLUFF DR
City	HOUSTON
State	TX
Zip	77085-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 2 SOUTHWEST CROSSING SEC 3
Legal Subdivision	SOUTHWEST CROSSING SEC 3
Legal Block	2
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3013
Census Tract	330303

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7027 RIVER BLUFF DR, HOUSTON, TX 77085-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023
Deed Sale	Jun 2, 2023
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Document Number	2023202752
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	7027 RIVER BLUFF DR, HOUSTON, TX 77085-1351
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 BLUFF DRIVE, HOUSTON, TX 77085

Mortgage

Document Number	0000588831
Date	Dec 2, 2020
Instrument	2020-588831

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Mar 1, 2043

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 2, 2023
Property Address	7027 RIVER BLUFF DR, HOUSTON, TX 77085-1351
Document Number	0000202752
Map Reference	VOL 317 PG 64
Instrument Date	May 24, 2023
Instrument	2023-202752
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15507 RAVEN TRL, MISSOURI CITY, TX 77489-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 RIVER BLUFF DR, HOUSTON, TX 77085-1351

Mortgage

Document Number	0000202753
Date	Jun 2, 2023
Instrument	2023-202753

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,081 (-) Land $79,580 Building $182,501	$262,081 (-) Land $79,580 Building $182,501
2025	$5,569.00 (+4.76%)	$262,081 (+2.16%) Land $79,580 Building $182,501	$262,081 (+2.16%) Land $79,580 Building $182,501
2024	$5,316.00 (+2.86%)
2023		$256,543 Land $48,972 Building $207,571	$256,543 Land $48,972 Building $207,571
2022	$5,168.00 (+43.08%)
2020	$3,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	6 (1994–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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