7046 River Bluff Dr, Houston, TX 77085 Property Records

Harris County property record for 7046 River Bluff Dr, Houston, TX 77085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,109 sqft · built 1985
Lot Size	0.165 acres (7,205 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 2018)
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-635-001-0024`

Property Details

APN / Parcel Number

Primary APN	`115-635-001-0024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,109 sqft Living Area
1st Floor Area	1,274 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,205 sqft (0.165 acres)
View / Lot	Neighborhood
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1156350010024
Street Address	7046 RIVER BLUFF DR
City	HOUSTON
State	TX
Zip	77085-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK 1 SOUTHWEST CROSSING SEC 3
Legal Subdivision	SOUTHWEST CROSSING SEC 3
Legal Block	1
Legal Lot Number	24
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3015
Census Tract	330303

Owner

Source: Harris County records · APN 115-635-001-0024

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7046 RIVER BLUFF DR, HOUSTON, TX 77085-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	2018317045
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 16, 2018
Property Address	7046 RIVER BLUFF DR, HOUSTON, TX 77085-1350
Document Number	0000317045
Instrument Date	Jul 13, 2018
Instrument	317045
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7046 RIVER BLUFF DR HOUSTON TX 770851350, HOUSTON, TX 77085-1350

Mortgage

Document Number	317046
Date	Jul 16, 2018
Instrument	317046

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2043

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,053.00 (+8.25%) Homeowner's exemption	$245,250 (-5.6%) Land $81,907 Building $163,343	$245,250 (-5.6%) Land $81,907 Building $163,343
2024	$3,744.00 (+16.17%)
2023		$259,800 Land $50,404 Building $209,396	$259,800 Land $50,404 Building $209,396
2022	$3,223.00 (+2.91%)
2020	$3,132.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	6 (1994–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Ike, Sep 2008 · 4 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HOUSTON serves 2,970,543 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.