Union County property record for 7033 Willow Trace Ln, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,158 sqft · built 2003 |
| Lot Size | 1.23 acres (53,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,950,000 (Aug 2021) |
| Tax Bill | $10,036 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-174-128 |
| Primary APN | 06-174-128 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,158 sqft Living Area |
| Gross Area | 5,150 sqft |
| 1st Floor Area | 2,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,971 sqft (1.23 acres) |
| Garage Type | Attached |
| Garage Area | 992 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 834 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7033 WILLOW TRACE LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-6804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #62 HIGHGATE PH1A/MP7 OPCG499 |
| Legal Subdivision | HIGHGATE |
| Legal Lot Number | 62 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21006 |
Source: Union County records · APN 06-174-128
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7033 WILLOW TRACE LN, MATTHEWS, NC 28104-6804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Dec 29, 2016 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Document Number | 202139807 |
| Deed Book / Page | 8215 / 19 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 23, 2021 |
| Property Address | 7033 WILLOW TRACE LN, MATTHEWS, NC 28104-6804 |
| Document Number | 821519 |
| Book / Page | 8215 / 19 |
| Map Reference | CAB G FILE 499 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 39807 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | FORTIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11238 FLENNIKEN CT, 11238, CHARLOTTE, NC 28277-4949 |
| Name | Verified Name |
|---|---|
| Address | 7033 WILLOW TRACE LN, MATTHEWS, NC 28104-6804 |
| Document Number | 39808 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 39808 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 7033 WILLOW TRACE LN, MATTHEWS, NC 28104-6804 |
| Document Number | 685547 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7033 WILLOW TRACE LN MATTHEWS NC 281046804, MATTHEWS, NC 28104-6804 |
| Document Number | 685547 |
|---|---|
| Date | Jan 04, 2017 |
| Book Page | 006855/000047 |
| Instrument | 236 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 03, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,036.00 (+1.35%) | $2,009,000 (+28.43%) Land $324,600 Building $1,684,400 | $2,009,000 (+28.43%) Land $324,600 Building $1,684,400 |
| 2023 | $9,902.00 | $1,564,300 Land $274,800 Building $1,289,500 | $1,564,300 Land $274,800 Building $1,289,500 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 100 / 20 |
Based on FCC filings for 109 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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