7028 Willow Trace Ln, Matthews, NC 28104 Property Records

Union County property record for 7028 Willow Trace Ln, Matthews, NC 28104

Property Summary

Property TypeRural Home
Details5 bd · 6 ba · 6,053 sqft · built 2004
Lot Size0.937 acres (40,816 sqft)
Owner2 Individual Names on Record
Last Sale$1,970,000 (Jul 2020)
Tax Bill$12,269 (2025)
Deeds & MortgagesJul 2020 Sale
Flood ZoneZone X (minimal risk)
APN06-174-125

Property Details

APN / Parcel Number

Primary APN06-174-125

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area6,053 sqft Living Area
Gross Area8,179 sqft
1st Floor Area2,645 sqft
Basement Area731 sqft
Unfinished Basement731 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area40,816 sqft (0.937 acres)
Garage TypeAttached
Garage Area1,395 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area717 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7028 WILLOW TRACE LN
CityMATTHEWS
StateNC
Zip28104-6804
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-40 WEDDI
Legal Description#59 HIGHGATE PH1A MP7 OPCG499
Legal SubdivisionHIGHGATE
Legal Lot Number59
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group1
Census Block1000
Census Tract21006

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7028 WILLOW TRACE LN, MATTHEWS, NC 28104-6804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2020 · Amount on Record
Deed SaleJul 27, 2020 · Amount on Record
Prior SaleDec 10, 2004 · Amount on Record
Deed Document Number202027873
Deed Book / Page7748 / 271
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 27, 2020
Property Address7028 WILLOW TRACE LN, MATTHEWS, NC 28104-6804
Document Number7748271
Book / Page007748 / 000271
Instrument DateJul 27, 2020
Instrument27873
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,940.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7028 WILLOW TRACE LN MATTHEWS NC 281046804, MATTHEWS, NC 28104-6804

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWeddington Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,455,900 (-) Land $312,500 Building $2,143,400$2,455,900 (-) Land $312,500 Building $2,143,400
2025$12,269.00 (+3.76%)$2,455,900 (+31.47%) Land $312,500 Building $2,143,400$2,455,900 (+31.47%) Land $312,500 Building $2,143,400
2023$11,824.00$1,868,000 Land $268,700 Building $1,599,300$1,868,000 Land $268,700 Building $1,599,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Trace Ln

Nearby Streets

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