Union County property record for 7029 Willow Trace Ln, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,865 sqft · built 2003 |
| Lot Size | 0.921 acres (40,119 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $842,000 (May 2015) |
| Tax Bill | $5,735 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-174-129 |
| Primary APN | 06-174-129 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,865 sqft Living Area |
| Gross Area | 4,597 sqft |
| 1st Floor Area | 2,551 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,119 sqft (0.921 acres) |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 389 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7029 WILLOW TRACE LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-6804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #63 HIGHGATE PH1A/MP7 OPCG499 |
| Legal Subdivision | HIGHGATE |
| Legal Lot Number | 63 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21006 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7029 WILLOW TRACE LN, MATTHEWS, NC 28104-6804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Prior Sale | May 18, 2010 · Amount on Record |
| Deed Document Number | 201514613 |
| Deed Book / Page | 6448 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 7029 WILLOW TRACE LN, MATTHEWS, NC 28104-6804 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008487220 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 8487/220 |
| Instrument | 19223 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,148,000 (-) Land $311,800 Building $836,200 | $1,148,000 (-) Land $311,800 Building $836,200 | |
| 2025 | $5,735.00 (-13.75%) | $1,148,000 (+9.28%) Land $311,800 Building $836,200 | $1,148,000 (+9.28%) Land $311,800 Building $836,200 |
| 2023 | $6,649.00 | $1,050,500 Land $268,400 Building $782,100 | $1,050,500 Land $268,400 Building $782,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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