7030 Rackham Way, Hanover, MD 21076 Property Records

Howard County property record for 7030 Rackham Way, Hanover, MD 21076

Property Summary

Property TypeTownhouse
Details3 ba · 2,660 sqft · built 2018
Lot Size0.032 acres (1,380 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Jan 2019)
Tax Bill$7,725 (2026)
Deeds & MortgagesOct 2019 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-600290

Property Details

APN / Parcel Number

Primary APN01-600290
Alternative APN
  • 600290

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories4 Stories
Building Area2,660 sqft Total Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,380 sqft (0.032 acres)
Garage TypeBuilt-in
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number600290
Street Address7030 RACKHAM WAY
CityHANOVER
StateMD
Zip21076-2267
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTOD
Legal DescriptionLOT 274 1,380 SQ' 7030 RACKHAM WAY OXFORD SQUARE, RSB OF PA
Legal SubdivisionOXFOD SQUARE GREEN NEIGHBORHOOD
Legal Lot Number274
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group1
Census Block1046
Census Tract601204

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7030 RACKHAM WAY, HANOVER, MD 21076-2267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 14, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jan 8, 2019Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2019 · Amount on Record
Deed SaleJan 8, 2019 · Amount on Record
Deed Book / Page18511 / 387
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7030 RACKHAM WAY, HANOVER, MD 21076-2267
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyATD TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0189420403
DateOct 10, 2019
Book Page18942/403
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueAug 1, 2039

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7030 RACKHAM WAY, HANOVER, MD 21076-2267
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200460468
DateDec 23, 2020
Book Page20046/468
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7030 RACKHAM WAY, HANOVER, MD 21076-2267
Document Number0195310244
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7030 RACKHAM WAY HANOVER MD 210762267, HANOVER, MD 21076-2267

Mortgage

Document Number0195310244
DateJul 14, 2020
Book Page019531/000244
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 13, 2035

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateJan 8, 2019
Property Address7030 RACKHAM WAY, HANOVER, MD 21076-2267
Document Number0185110387
Book / Page18511 / 387
Map ReferencePL 24357-24362
Instrument DateNov 21, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7030 RACKHAM WAY, HANOVER, MD 21076-2267

Mortgage

Document Number0018511395
DateJan 8, 2019
Instrument18511/395
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,725.00 (+6.33%)$533,000 (+6%) Land $130,000 Building $403,000$533,000 (-) Land $130,000 Building $403,000
2025$7,265.00 (+47.63%)$502,833 (+13.63%)$533,000 (+20.45%) Land $130,000 Building $403,000
2023$442,500 Land $135,000 Building $307,500$442,500 Land $135,000 Building $307,500
2022$4,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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