Howard County property record for 7022 Rackham Way, Hanover, MD 21076
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,654 sqft · built 2018 |
| Lot Size | 0.025 acres (1,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Sep 2021) |
| Tax Bill | $7,536 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-600288 |
| Primary APN | 01-600288 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 4 Stories |
| Building Area | 2,654 sqft Total Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,080 sqft (0.025 acres) |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 600288 |
|---|---|
| Street Address | 7022 RACKHAM WAY |
| City | HANOVER |
| State | MD |
| Zip | 21076-2267 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TOD |
| Legal Description | LOT 272 1,080 SQ' 7022 RACKHAM WAY OXFORD SQUARE, RSB OF PA |
| Legal Subdivision | OXFORD SQUARE |
| Legal Lot Number | 272 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 601204 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7022 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed, Transfer · Conventional Mortgage WEST TOWN BANK & TRUST |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Aug 8, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Deed Book / Page | 20920 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 17, 2021 |
| Property Address | 7022 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Document Number | 0209200440 |
| Book / Page | 20920 / 440 |
| Map Reference | PL WAR 24357-24362 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 CLINTON HILL CT, CATONSVILLE, MD 21228-3678 |
| Document Number | 20920447 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 20920/447 |
| Name | WEST TOWN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7022 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0189560008 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 18956/008 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | 21070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 8, 2018 |
| Property Address | 7022 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Document Number | 0183130025 |
| Book / Page | 018313 / 000025 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.99 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7022 RACKHAM WAY HANOVER MD 21076, HANOVER, MD 21076 |
| Document Number | 183130033 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 018313/000033 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,536.00 (+6.28%) | $519,900 (+5.94%) Land $130,000 Building $389,900 | $519,900 (-) Land $130,000 Building $389,900 |
| 2025 | $7,091.00 (+47.18%) | $490,767 (+13.47%) | $519,900 (+20.21%) Land $130,000 Building $389,900 |
| 2023 | $432,500 Land $135,000 Building $297,500 | $432,500 Land $135,000 Building $297,500 | |
| 2022 | $4,818.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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