Howard County property record for 7020 Rackham Way, Hanover, MD 21076
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,160 sqft · built 2018 |
| Lot Size | 0.025 acres (1,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,502 (Aug 2018) |
| Tax Bill | $5,075 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-600287 |
| Primary APN | 01-600287 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,160 sqft Total Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,080 sqft (0.025 acres) |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 600287 |
|---|---|
| Street Address | 7020 RACKHAM WAY |
| City | HANOVER |
| State | MD |
| Zip | 21076-2267 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TOD |
| Legal Description | LOT 271 1,080 SQ' 7020 RACKHAM WAY OXFORD SQUARE, RSB OF PA |
| Legal Subdivision | OXFORD SQUAR |
| Legal Lot Number | 271 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 601204 |
7020 Rackham Way, a townhouse, is owned and occupied by two individuals who acquired it in December 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7020 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2023 | Intrafamily Transfer, Transfer |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS |
| Jul 30, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on File |
| Deed Sale | Aug 7, 2018 · Amount on File |
| Deed Book / Page | 18310 / 174 |
| Last Transfer Date | Dec 11, 2023 |
| Transfer Doc | 0222120003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 19, 2023 |
| Property Address | 7020 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Document Number | 0222120003 |
| Book / Page | 22212 / 3 |
| Map Reference | PL WAR 24357-24362 |
| Instrument Date | Dec 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7020 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SILK TITLE |
| Name | Verified Name |
|---|---|
| Address | 7020 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Document Number | 0209190137 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 20919/137 |
| Name | BOX HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 30, 2018 |
| Property Address | 7020 RACKHAM WAY, HANOVER, MD 21076-2267 |
| Document Number | 0183100174 |
| Book / Page | 018310 / 000174 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7020 RACKHAM WAY HANOVER MD 21076, HANOVER, MD 21076 |
| Document Number | 183100184 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 018310/000184 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Number | 183100200, |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 018310/000200 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | COLUMBIA, MD 21046 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 7020 Rackham Way was $5,075 with a homeowner's exemption, up 5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,075.00 (+5.01%) Homeowner's exemption | $349,200 (+4.69%) Land $130,000 Building $219,200 | $349,200 (-) Land $130,000 Building $219,200 |
| 2025 | $4,833.00 (+4.91%) Homeowner's exemption | $333,567 | $349,200 Land $130,000 Building $219,200 |
| 2024 | $4,607.00 | ||
| 2023 | $302,300 Land $135,000 Building $167,300 | $302,300 Land $135,000 Building $167,300 | |
| 2022 | $3,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7020 Rackham Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7020 Rackham Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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