Burke County property record for 703 W Union St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,488 sqft · built 1936 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,500 (Jul 2020) |
| Tax Bill | $1,087 (2026) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1793844435 |
| Primary APN | 1793844435 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,068 sqft |
| Finished Basement | 511 sqft |
| Unfinished Basement | 1,068 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | 168 sqft |
| Patio Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 703 W UNION ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 703 W UNION ST MORGANTON, NC 28655 |
| Legal Subdivision | SURVEY FOR ANNA LYNN AVERY |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21400 |
703 W Union St is owned and occupied by two individuals who bought it in July 2020.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 W UNION ST, MORGANTON, NC 28655-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Sep 28, 2006 · Amount on File |
| Deed Document Number | 202017042117 |
| Deed Book / Page | 2474 / 676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 8, 2020 |
| Property Address | 703 W UNION ST, MORGANTON, NC 28655-4208 |
| Document Number | 0024740676 |
| Book / Page | 002474 / 000676 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 42117 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $337.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 703 W UNION ST MORGANTON NC 286554208, MORGANTON, NC 28655-4208 |
The 2026 property tax bill for 703 W Union St was $1,087, up 0.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,087.00 (+0.46%) | $177,529 (-) Land $42,000 Building $135,529 | $177,529 (-) Land $42,000 Building $135,529 |
| 2025 | $1,082.00 | $177,529 Land $42,000 Building $135,529 | $177,529 Land $42,000 Building $135,529 |
| 2023 | $1,082.00 | $177,529 Land $42,000 Building $135,529 | $177,529 Land $42,000 Building $135,529 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 W Union St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 W Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
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