708 W Union St, Morganton, NC 28655 Property Records

Burke County property record for 708 W Union St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,545 sqft · built 1928
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jan 2022)
Tax Bill	$2,249 (2026)
Deeds & Mortgages	Jan 2022 Sale Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1793841420`

Property Details

APN / Parcel Number

Primary APN	`1793841420`
Alternative APN	`2891`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,545 sqft Living Area
1st Floor Area	2,649 sqft
Basement Area	270 sqft
Unfinished Basement	270 sqft
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	708 W UNION ST
City	MORGANTON
State	NC
Zip	28655-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	708 W UNION ST MORGANTON, NC 28655
Legal Subdivision	SURVEY FOR ANNE COFFEY WILKINS
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2006
Census Tract	20500

Owner

708 W Union St is owned and occupied by two individuals who bought it in January 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 W UNION ST, MORGANTON, NC 28655-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	202221016600
Deed Book / Page	2599 / 822
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 25, 2022
Property Address	708 W UNION ST, MORGANTON, NC 28655-4210
Document Number	0025990822
Book / Page	2599 / 822
Instrument Date	Jan 24, 2022
Instrument	2022016600
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3806 WILLAFORD DR, PLANT CITY, FL 33565-7472

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 W UNION ST, MORGANTON, NC 28655-4210

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	708 W UNION ST, MORGANTON, NC 28655-4210
Document Number	0024240033
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	708 W UNION ST MORGANTON NC 286554210, MORGANTON, NC 28655-4210

Mortgage

Document Number	0024240033
Date	Sep 13, 2019
Book Page	002424/000033
Instrument	32127

Lender

Name	SUNTRUST
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 708 W Union St was $2,249, up 0.2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,249.00 (+0.22%)	$387,020 (-) Land $53,730 Building $333,290	$387,020 (-) Land $53,730 Building $333,290
2025	$2,244.00	$387,020 Land $53,730 Building $333,290	$387,020 Land $53,730 Building $333,290
2023	$2,255.00 (+2.22%)	$387,020 (+26.59%) Land $53,730 Building $333,290	$387,020 (+26.59%) Land $53,730 Building $333,290
2022	$2,206.00	$305,720 Land $53,730 Building $251,990	$305,720 Land $53,730 Building $251,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 W Union St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1994–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 W Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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