619 W Union St, Morganton, NC 28655 Property Records

Burke County property record for 619 W Union St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,810 sqft · built 1997
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2018)
Tax Bill	$1,964 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1793847686`

Property Details

APN / Parcel Number

Primary APN	`1793847686`
Alternative APN	`51347`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	914 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	183 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	619 W UNION ST
City	MORGANTON
State	NC
Zip	28655-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	619 W UNION ST MORGANTON, NC 28655
Legal Subdivision	DAVID H BLACKBURN
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1022
Census Tract	21400

Owner

619 W Union St is owned and occupied by an individual who acquired it in June 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	619 W UNION ST, MORGANTON, NC 28655-4344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Closed-End Mortgage TRUIST BANK
Jun 16, 2023	Intrafamily Transfer, Transfer
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Feb 7, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Jun 3, 2005 · Amount on File
Deed Document Number	20182017012729
Deed Book / Page	2332 / 506
Last Transfer Date	Jun 15, 2023
Transfer Doc	0026890974
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	619 W UNION ST, MORGANTON, NC 28655-4344
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 W UNION ST, MORGANTON, NC 28655-4344

Mortgage

Document Number	0027300665
Date	Feb 23, 2024
Book Page	2730/665
Instrument	2024001495

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	10 Years
Index	FHLBNY's 5-Year Index

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Jun 16, 2023
Property Address	619 W UNION ST, MORGANTON, NC 28655-4344
Document Number	0026890974
Book / Page	2689 / 974
Instrument Date	Jun 15, 2023
Instrument	2023005440
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 PATRICK MURPHY DR APT 19, 19, MORGANTON, NC 28655-4693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 W UNION ST, MORGANTON, NC 28655-4344

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	619 W UNION ST, MORGANTON, NC 28655-4344
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026060462
Date	Feb 28, 2022
Book Page	2606/462
Instrument	2021017935

Lender

Name	TRUIST BANK
Type	Bank
Address	PARKVILLE, MD 21234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	619 W UNION ST, MORGANTON, NC 28655-4344
Document Number	0024130001
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 W UNION ST MORGANTON NC 286554344, MORGANTON, NC 28655-4344

Mortgage

Document Number	0024130001
Date	Jul 12, 2019
Book Page	002413/000001
Instrument	29877

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 7, 2018
Property Address	619 W UNION ST, MORGANTON, NC 28655-4344
Document Number	0023320506
Book / Page	2332 / 0506
Map Reference	MB1536 PG487
Instrument Date	Feb 7, 2018
Instrument	2017012729
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 TRIPLETTE RD, 266, MOUNTAIN CITY, TN 37683-5294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 W UNION ST, MORGANTON, NC 28655-4344

Mortgage

Document Number	2017012730
Date	Feb 7, 2018
Instrument	2017012730

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 619 W Union St was $1,964, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,964.00 (+0.26%)	$335,503 (-) Land $49,000 Building $286,503	$335,503 (-) Land $49,000 Building $286,503
2025	$1,959.00	$335,503 Land $49,000 Building $286,503	$335,503 Land $49,000 Building $286,503
2023	$1,966.00 (+23.8%)	$335,503 (+54.79%) Land $49,000 Building $286,503	$335,503 (+54.79%) Land $49,000 Building $286,503
2022	$1,588.00	$216,749 Land $49,000 Building $167,749	$216,749 Land $49,000 Building $167,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 619 W Union St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 619 W Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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