St. Louis County property record for 703 W 4th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,536 sqft · built 2012 |
| Lot Size | 0.16 acres (7,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $795,000 (Jul 2026) |
| Tax Bill | $4,746 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1270-03200 |
| Primary APN | 010-1270-03200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Gross Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,382 sqft |
| Finished Basement | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 7,002 sqft (0.16 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 256 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1149249 |
|---|---|
| Street Address | 703 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX N 10 FT FOR ALLEY SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 45 |
| Legal Lot Number | 113 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1800 |
703 W 4th St is owned and occupied by two individuals who bought it in July 2026.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 W 4TH ST, DULUTH, MN 55806-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| May 31, 2023 | Deed, Transfer NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Mar 25, 2020 | Deed of Trust, Mortgage PARK ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on File |
| Deed Sale | Jul 22, 2026 · Amount on File |
| Prior Sale | May 31, 2023 · Amount on File |
| Deed Document Number | 20261536871 |
| Prior Transfer Date | May 19, 2023 |
| Prior Transfer Doc | 0001467367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 22, 2026 |
| Property Address | 703 W 4TH ST, DULUTH, MN 55806-2437 |
| Document Number | 0001536871 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20261536871 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264,973.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 703 W 4TH ST, DULUTH, MN 55806-2437 |
| Document Number | 0001536871, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20261536871 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 31, 2023 |
| Property Address | 703 W 4TH ST, DULUTH, MN 55806-2437 |
| Document Number | 0001467367 |
| Instrument Date | May 19, 2023 |
| Instrument | 1467367 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,227.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 703 W 4TH ST, DULUTH, MN 55806-2437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 703 W 4TH ST, DULUTH, MN 55806-2437 |
| Document Number | 00A1376936 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 703 W 4TH ST DULUTH MN 558062437, DULUTH, MN 55806-2437 |
| Document Number | 00A1376936 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | A1376936 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 2, 2035 |
The 2026 property tax bill for 703 W 4th St was $4,746, up 8.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,746.00 (+8.6%) | ||
| 2025 | $4,370.00 (+7.21%) | $357,100 (+12.23%) Land $111,400 Building $245,700 | $357,100 (+12.23%) Land $111,400 Building $245,700 |
| 2024 | $4,076.00 (+1.39%) | $318,200 Land $107,800 Building $210,400 | $318,200 Land $107,800 Building $210,400 |
| 2023 | $4,020.00 Homeowner's exemption | ||
| 2022 | $267,500 (-21.32%) Land $97,700 Building $169,800 | $267,500 (-21.32%) Land $97,700 Building $169,800 | |
| 2021 | $340,000 Land $33,900 Building $306,100 | $340,000 Land $33,900 Building $306,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 703 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 703 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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