St. Louis County property record for 630 W 4th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,048 sqft · built 2005 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (May 2005) |
| Tax Bill | $12,902 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1270-01230 |
| Primary APN | 010-1270-01230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Gross Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 5,000 sqft (0.114 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 40 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 813149 |
|---|---|
| Street Address | 630 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 100 FT SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIVISION |
| Legal Block | 34 |
| Legal Lot Number | 112 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1800 |
630 W 4th St is owned and occupied by an individual who acquired it in June 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 W 4TH ST, DULUTH, MN 55806-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2005 · Amount on File |
| Deed Sale | May 9, 2005 · Amount on File |
| Prior Sale | Jan 7, 2004 |
| Deed Document Number | 2005980781 |
| Last Transfer Date | Jun 20, 2023 |
| Transfer Doc | 0001468452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 630 W 4TH ST, DULUTH, MN 55806-2543 |
| Document Number | 00A1385171 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 630 W 4TH ST DULUTH MN 558062543, DULUTH, MN 55806-2543 |
| Document Number | 00A1385171 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | A1385171 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 15, 2035 |
The 2026 property tax bill for 630 W 4th St was $12,902 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,902.00 (+12.58%) Homeowner's exemption | ||
| 2025 | $11,460.00 (+8.71%) Homeowner's exemption | $896,200 (+15.5%) Land $79,500 Building $816,700 | $896,200 (+15.5%) Land $79,500 Building $816,700 |
| 2024 | $10,542.00 | $775,900 Land $77,000 Building $698,900 | $775,900 Land $77,000 Building $698,900 |
| 2022 | $651,500 Land $69,800 Building $581,700 | $651,500 Land $69,800 Building $581,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 630 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 630 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Airfiber, AT&T, Fidium Fiber.
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