620 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 620 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2010
Lot Size	0.344 acres (15,003 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jul 2020)
Tax Bill	$14,018 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1270-01190`

Property Details

APN / Parcel Number

Primary APN	`010-1270-01190`
Alternative APNs	`1092377` `1163017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,894 sqft Gross Area
1st Floor Area	1,894 sqft
Basement Area	546 sqft
Finished Basement	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	15,003 sqft (0.344 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	357 sqft
Deck Area	70 sqft
Patio Area	420 sqft
Storage Building	126 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1163017
Street Address	620 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 106 AND 108 SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	34
Legal Lot Number	106,108
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2020
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16175 CROSBY COVE RD, WAYZATA, MN 55391-4528
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage UBS BK USA
Jul 14, 2020	Warranty Deed, Transfer UBS BK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Nov 4, 2009 · Amount on Record
Deed Document Number	20201384958
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	620 W 4TH ST, DULUTH, MN 55806-2410
Document Number	00A1384959
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TITLENEXUS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W 4TH ST DULUTH MN 558062410, DULUTH, MN 55806-2410

Mortgage

Document Number	00A1384959
Date	Jul 14, 2020
Instrument	A1384959

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 14, 2020
Property Address	620 W 4TH ST, DULUTH, MN 55806-2410
Document Number	00A1384958
Instrument Date	Jun 25, 2020
Instrument	A1384958
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 WEBSTER PL HOPKINS MN 553054456, HOPKINS, MN 55305-4456

Mortgage

Document Number	A1384959
Date	Jul 14, 2020
Instrument	A1384959

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,018.00 (+11.34%)
2025	$12,590.00 (+7.72%)	$964,200 (+14.3%) Land $162,300 Building $801,900	$964,200 (+14.3%) Land $162,300 Building $801,900
2024	$11,688.00	$843,600 (+17.64%) Land $157,500 Building $686,100	$843,600 (+17.64%) Land $157,500 Building $686,100
2022		$717,100 Land $142,800 Building $574,300	$717,100 Land $142,800 Building $574,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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