703 S Main St, Morganton, NC 28655 Property Records

Burke County property record for 703 S Main St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,464 sqft · built 1940
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$977 (2026)
Deeds & Mortgages	Aug 2024 Transfer Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2723782389`

Property Details

APN / Parcel Number

Primary APN	`2723782389`
Alternative APN	`11789`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	44 sqft
Unfinished Basement	44 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 S MAIN ST
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 RESIDE
Legal Description	703 S MAIN ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3016
Census Tract	20801

Owner

703 S Main St is owned and occupied by two individuals who acquired it in January 2025.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 S MAIN ST, MORGANTON, NC 28655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Intrafamily Transfer, Transfer
Oct 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2025
Transfer Doc	0027880231
Record Updated	Oct 29, 2026

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Aug 9, 2024
Property Address	703 S MAIN ST, MORGANTON, NC 28655
Document Number	0027590571
Book / Page	2759 / 571
Instrument Date	Aug 9, 2024
Instrument	2024007096
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3355 CLAY RIDGE COURT #16 # 16, 16, LENOIR, NC 28645

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 29, 2021
Property Address	703 S MAIN ST, MORGANTON, NC 28655
Document Number	0025800707
Book / Page	2580 / 707
Instrument Date	Oct 21, 2021
Instrument	2021013051
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 884, DREXEL, NC 28619-0884

Tax Assessment & Valuation

The 2026 property tax bill for 703 S Main St was $977, up 4.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$977.00 (+4.49%)	$98,003 (-) Land $9,975 Building $88,028	$98,003 (-) Land $9,975 Building $88,028
2025	$935.00	$98,003 Land $9,975 Building $88,028	$98,003 Land $9,975 Building $88,028
2023	$314.00	$95,855 Land $9,975 Building $85,880	$95,855 Land $9,975 Building $85,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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