702 S Main St, Morganton, NC 28655 Property Records

Burke County property record for 702 S Main St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,638 sqft · built 1947
Lot Size1.68 acres (73,181 sqft)
OwnerIndividual Name on Record
Tax Bill$1,639 (2026)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN2723780099

Property Details

APN / Parcel Number

Primary APN2723780099
Alternative APN
  • 25662

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,170 sqft
Basement Area1,170 sqft
Unfinished Basement1,170 sqft
FlooringWood

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialCombination
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area73,181 sqft (1.68 acres)
Garage TypeAttached

Exterior Amenities

PorchSlab
Porch Area24 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address702 S MAIN ST
CityMORGANTON
StateNC
Zip28655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8 RESIDE
Legal Description702 S MAIN ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionDREXEL
Census Block Group3
Census Block3055
Census Tract20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 901, DREXEL, NC 28619-0901
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 6, 2016
Transfer Doc0022600602
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address702 S MAIN ST, MORGANTON, NC 28655
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024110939
DateJul 3, 2019
Book Page2411/0939
Instrument2017029652
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressMORGANTON, NC 28680
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityDrexel Town
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,639.00 (+4.46%)$162,722 (-) Land $32,953 Building $129,769$162,722 (-) Land $32,953 Building $129,769
2025$1,569.00 (+57.06%)$162,722 (-) Land $32,953 Building $129,769$162,722 (-) Land $32,953 Building $129,769
2023$999.00$162,722 Land $32,953 Building $129,769$162,722 Land $32,953 Building $129,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DREXEL
serves 3,302 people · EPA ID NC0112045
Water SourcePurchased surface water from CITY OF MORGANTON
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on S Main St

Nearby Streets

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