605 S Main St, Morganton, NC 28655 Property Records

Burke County property record for 605 S Main St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1902
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Jul 2020)
Tax Bill	$930 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`2723783738`

Property Details

APN / Parcel Number

Primary APN	`2723783738`
Alternative APN	`11081`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	123 sqft
Unfinished Basement	123 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	107 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	605 S MAIN ST
City	MORGANTON
State	NC
Zip	28655-5882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 RESIDE
Legal Description	PL58-98
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3016
Census Tract	20801

Owner

605 S Main St is owned by two individuals who bought it in July 2020.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 294, DREXEL, NC 28619-0294
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Dec 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	202017042221
Deed Book / Page	2475 / 300
Prior Transfer Date	Apr 28, 2011
Prior Transfer Doc	0019630035
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 10, 2020
Property Address	605 S MAIN ST, MORGANTON, NC 28655
Document Number	0024750300
Book / Page	002475 / 000300
Instrument Date	Jul 10, 2020
Instrument	42221
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4955 DUCKWORTH CIR MORGANTON NC 286556450, MORGANTON, NC 28655-6450

Mortgage

Document Number	24750303
Date	Jul 10, 2020
Book Page	002475/000303
Instrument	42222

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 28, 2018
Property Address	605 S MAIN ST, MORGANTON, NC 28655
Document Number	0023810953
Book / Page	002381 / 000953
Instrument Date	Oct 12, 2018
Instrument	23292
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5690 GROVE PARK HICKORY NC 286029011, HICKORY, NC 28602-9011

Tax Assessment & Valuation

The 2026 property tax bill for 605 S Main St was $930, up 4.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$930.00 (+4.49%)	$87,672 (-) Land $12,600 Building $75,072	$87,672 (-) Land $12,600 Building $75,072
2025	$890.00	$87,672 Land $12,600 Building $75,072	$87,672 Land $12,600 Building $75,072
2023	$578.00	$87,672 Land $12,600 Building $75,072	$87,672 Land $12,600 Building $75,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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