703 Forest St, Destin, FL 32541 Property Records

Okaloosa County property record for 703 Forest St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1998
Lot Size	0.161 acres (6,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jul 2017)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Mar 2020 Transfer Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5585-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5585-7`
Alternative APNs	`00-2S-22-0518-0000-0020` `22S200051800000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	1,550 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Attached
Garage Area	391 sqft
Porch	Finished/Open Porch
Porch Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	703 FOREST ST
City	DESTIN
State	FL
Zip	32541-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD OAKS T/H LOT 2
Legal Subdivision	EMERALD OAKS T/H
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2008
Census Tract	23306

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 5709, DESTIN, FL 32540-5709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Jan 20, 2011 · Amount on Record
Deed Document Number	20173148449
Deed Book / Page	3309 / 1756
Last Transfer Date	Aug 25, 2017
Transfer Doc	0034501540
Record Updated	Jun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 17, 2020
Property Address	703 FOREST ST, DESTIN, FL 32541-1569
Document Number	0034501540
Book / Page	003450 / 001540
Instrument Date	Aug 25, 2017
Instrument	3345275
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4077 INDIAN BYU N DESTIN FL 325414328, DESTIN, FL 32541-4328

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 20, 2017
Property Address	703 FOREST ST, DESTIN, FL 32541-1569
Document Number	0033091756
Book / Page	003309 / 001756
Instrument Date	Jul 14, 2017
Instrument	3148449
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5709 DESTIN FL 325405709, DESTIN, FL 32540-5709

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,797.00 (+13.78%)	$336,539 (+8.81%) Land $80,000 Building $256,539	$336,539 (+8.81%) Land $80,000 Building $256,539
2023	$3,337.00 (+13.58%)	$309,288 (+19.53%) Land $45,000 Building $264,288	$309,288 (+19.53%) Land $45,000 Building $264,288
2022	$2,938.00	$258,753 Land $45,000 Building $213,753	$258,753 Land $45,000 Building $213,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: LiveOak Fiber, T-Mobile, Verizon.

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