Okaloosa County property record for 164 Forest St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft · built 1956 |
| Lot Size | 0.229 acres (9,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,341 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4844-9 |
| Primary APN | C56-000-589-4844-9 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,740 sqft Total Area |
| 1st Floor Area | 1,684 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,994 sqft (0.229 acres) |
| Cooling System | None |
|---|
| Street Address | 164 FOREST ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN RESUB LT 155 BLK D 2ND REVISION LOT 2 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN 2ND REV RESUB |
| Legal Block | D |
| Legal Lot Number | 155 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 23306 |
164 Forest St is owned by an individual who acquired it in April 2016.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 983 TRAWICK PL, CHIPLEY, FL 32428-6336 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2016 |
| Transfer Doc | 0032413795 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 164 Forest St was $1,341.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 | $139,048 Land $123,326 Building $15,722 | $139,048 Land $123,326 Building $15,722 |
| 2023 | $1,190.00 (+8.58%) | $127,683 (+9.51%) Land $111,932 Building $15,751 | $127,683 (+9.51%) Land $111,932 Building $15,751 |
| 2022 | $1,096.00 | $116,592 Land $101,738 Building $14,854 | $116,592 Land $101,738 Building $14,854 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Forest St in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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