Okaloosa County property record for 701 Forest St, Destin, FL 32541
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 1998 |
| Lot Size | 0.252 acres (11,016 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $135,500 (Nov 2011) |
| Tax Bill | $3,664 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-5584-0 |
| Primary APN | C56-000-589-5584-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,550 sqft Heated Area |
| Gross Area | 2,066 sqft |
| 1st Floor Area | 1,550 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,016 sqft (0.252 acres) |
| Garage Type | Finished |
| Garage Area | 391 sqft |
| Porch | Open Porch |
| Porch Area | 625 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 701 FOREST ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1569 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | EMERALD OAKS T/H LOT 1 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | EMERALD OAKS T/H |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 7 GUERNSEY DR, ATKINSON, NH 03811-2389 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2011 · Amount on Record |
| Deed Sale | Nov 22, 2011 · Amount on Record |
| Deed Document Number | 2742308 |
| Deed Book / Page | 3010 / 3315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 701 FOREST ST, DESTIN, FL 32541-1569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 GUERNSEY DR, ATKINSON, NH 03811-2389 |
| Document Number | 0036311896 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 3631/1896 |
| Instrument | 3562550 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | CENTERVILLE, SD 57014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,664.00 (+14.39%) | $325,986 (+9.98%) Land $80,000 Building $245,986 | $325,986 (+9.98%) Land $80,000 Building $245,986 |
| 2023 | $3,203.00 (+13.5%) | $296,394 (+19.35%) Land $45,000 Building $251,394 | $296,394 (+19.35%) Land $45,000 Building $251,394 |
| 2022 | $2,822.00 | $248,337 Land $45,000 Building $203,337 | $248,337 Land $45,000 Building $203,337 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: LiveOak Fiber, T-Mobile, Verizon.
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