Oldham County property record for 703 E Madison St, La Grange, KY 40031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,200 sqft · built 1984 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Mar 2017) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-L.7-06-1A |
| Primary APN | 46-L.7-06-1A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Pool Type | Above-Ground Pool |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 68435 |
|---|---|
| Street Address | 703 E MADISON ST |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .30 AC LOT |
| Legal Subdivision | LAGRANGE |
| Legal Block | SEC 6 |
| Legal Lot Number | 1A |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Russell Court listed 1988 · 31 contributing resources · NRIS 88002612 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
703 E Madison St is owned by an individual who bought it in March 2017.
Source: Oldham County records, as of April 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 MAPLE CT, LA GRANGE, KY 40031-1326 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Mar 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 2, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on File |
| Deed Sale | Mar 2, 2017 · Amount on File |
| Deed Document Number | 2017521793 |
| Deed Book / Page | 1155 / 247 |
| Prior Transfer Date | Feb 23, 2017 |
| Prior Transfer Doc | 0D1155/247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 703 E MADISON ST, LAGRANGE, KY 40031-1321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 202 MAPLE CT, LA GRANGE, KY 40031-1326 |
| Document Number | 0M2736/523 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | M2736/523 |
| Instrument | 853990 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 24, 2022 |
| Property Address | 703 E MADISON ST, LAGRANGE, KY 40031-1321 |
| Document Number | 0D1322/351 |
| Book / Page | D1322 / 351 |
| Map Reference | MB 3 PG 138 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 683271 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 202 MAPLE CT, LA GRANGE, KY 40031-1326 |
| Investor | Possibly a Property Investor |
| Document Number | 0000683273 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 683273 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 2, 2017 |
| Property Address | 703 E MADISON ST, LAGRANGE, KY 40031-1321 |
| Document Number | 0D1155/247 |
| Book / Page | D1155 / 247 |
| Map Reference | MB1 PG3 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 521793 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | FREIBERT MATTINGLY TITLE, FREIBERT 8 MATTINGLY TITLE G |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 MADISON ST, LAGRANGE, KY 40031 |
| Document Number | 0000521794 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 521794 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 703 E Madison St was $1,895.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | La Grange City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,895.00 | $150,000 Land $30,000 Building $120,000 | $150,000 Land $30,000 Building $120,000 |
| 2023 | $1,662.00 | $130,000 Land $30,000 Building $100,000 | $130,000 Land $30,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 E Madison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 703 E Madison St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481 |
|---|---|
| Water Source | Purchased groundwater from OLDHAM COUNTY WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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