Oldham County property record for 604 E Madison St, La Grange, KY 40031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,050 sqft · built 1960 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2022) |
| Tax Bill | $2,141 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-L.7-03-4 |
| Primary APN | 46-L.7-03-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Heating System | Forced Air |
|---|
| Account Number | 68879 |
|---|---|
| Street Address | 604 E MADISON ST |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .17 AC LOT |
| Legal Block | SEC 3 |
| Legal Lot Number | 4 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 30302 |
604 E Madison St is owned and occupied by an individual who bought it in May 2022.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 604 E MADISON ST, LA GRANGE, KY 40031-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Apr 9, 2019 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Mar 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on File |
| Deed Sale | May 25, 2022 · Amount on File |
| Prior Sale | Mar 2, 2017 · Amount on File |
| Deed Document Number | 691721 |
| Deed Book / Page | D1328 / 289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 25, 2022 |
| Property Address | 604 E MADISON ST, LA GRANGE, KY 40031-1320 |
| Document Number | 0D1328/289 |
| Book / Page | D1328 / 289 |
| Map Reference | MB 37 PG 21 |
| Instrument Date | May 20, 2022 |
| Instrument | 691721 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3095 RADCLIFF RD, 3095, SMITHFIELD, KY 40068-7822 |
| Name | Verified Name |
|---|---|
| Address | 604 E MADISON ST, LA GRANGE, KY 40031-1320 |
| Document Number | 0000691724 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 691724 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 604 E MADISON ST, LA GRANGE, KY 40031-1320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2342/0772 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | M2342/0772 |
| Instrument | 550467 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 26, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 2, 2017 |
| Property Address | 604 E MADISON ST, LA GRANGE, KY 40031-1320 |
| Document Number | D1155/235 |
| Book / Page | D1155 / 235 |
| Map Reference | DD70 PG21 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 521786 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2040 CRYSTAL CV, 2040, LAGRANGE, KY 40031-9211 |
| Name | Verified Name |
|---|---|
| Address | 604 E MADISON ST, LA GRANGE, KY 40031-1320 |
| Document Number | 521787 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 521787 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 604 E Madison St was $2,141.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | La Grange City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,141.00 | $170,000 Land $30,000 Building $140,000 | $170,000 Land $30,000 Building $140,000 |
| 2023 | $2,158.00 | $170,000 Land $30,000 Building $140,000 | $170,000 Land $30,000 Building $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 E Madison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 604 E Madison St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481 |
|---|---|
| Water Source | Purchased groundwater from OLDHAM COUNTY WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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