702 E Madison St, La Grange, KY 40031 Property Records

Oldham County property record for 702 E Madison St, La Grange, KY 40031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Jan 2013)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-L.7-04-4B`

Property Details

APN / Parcel Number

Primary APN	`46-L.7-04-4B`
Alternative APN	`48293`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	48293
Street Address	702 E MADISON ST
City	LA GRANGE
State	KY
Zip	40031-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE , SHEDS, RENTAL TRAIL & LOT
Legal Block	SEC 4
Legal Lot Number	4B
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	3
Census Block	3016
Census Tract	30302

Owner

702 E Madison St is owned and occupied by an individual who bought it in January 2013.

Source: Oldham County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	702 E MADISON ST, LA GRANGE, KY 40031-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2013 · Amount on File
Deed Sale	Jan 14, 2013 · Amount on File
Deed Document Number	460699
Deed Book / Page	D1044 / 242
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	702 E MADISON ST, LA GRANGE, KY 40031-1322
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2381/0537
Date	Dec 3, 2019
Book Page	M2381/0537
Instrument	560525

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 702 E Madison St was $1,957.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	La Grange City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,957.00	$155,000 Land $25,000 Building $130,000	$155,000 Land $25,000 Building $130,000
2023	$1,600.00	$125,000 Land $25,000 Building $100,000	$125,000 Land $25,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 E Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 E Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481
Water Source	Purchased groundwater from OLDHAM COUNTY WATER DISTRICT
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20