703 Dick St, Albemarle, NC 28001 Property Records

Stanly County property record for 703 Dick St, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,866 sqft · built 1962
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Nov 2022)
Tax Bill$2,525 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN655801275907

Property Details

APN / Parcel Number

Primary APN655801275907
Alternative APNs
  • 1540934
  • 1535405
  • 14276

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,866 sqft Finished Area
Basement Area670 sqft
Finished Basement670 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1970
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions112 ft deep x 160 ft wide
Garage TypeAttached
Garage Area260 sqft
PorchPorch
Porch Area40 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1540934
Street Address703 DICK ST
CityALBEMARLE
StateNC
Zip28001-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionHSE 703 DICK ST 655805014
Legal SubdivisionEASTWOOD PARK
Legal Lot Number6 PT 5
JurisdictionSTANLY NC
Township / Civil DivisionNORTH ALBEMARLE
Census Block Group1
Census Block1037
Census Tract930300

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address703 DICK ST, ALBEMARLE, NC 28001-9733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Warranty Deed, Transfer · VA Mortgage
USAA FSB
Aug 31, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2022 · Amount on Record
Deed SaleNov 2, 2022 · Amount on Record
Prior SaleAug 31, 2021 · Amount on Record
Deed Document Number2022452814
Deed Book / Page1804 / 1141
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 2, 2022
Property Address703 DICK ST, ALBEMARLE, NC 28001-9733
Document Number0000452814
Book / Page1804 / 1141
Map ReferenceMB 5 PG 157
Instrument DateOct 27, 2022
Instrument452814
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3431 GOVERNORS ISLAND DR, DENVER, NC 28037-6429

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 DICK ST, DENVER, NC 28037

Mortgage

Document Number0000452815
DateNov 2, 2022
Instrument452815
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateAug 31, 2021
Property Address703 DICK ST, ALBEMARLE, NC 28001-9733
Document Number0000437081
Book / Page1755 / 269
Instrument DateAug 30, 2021
Instrument437081
Transaction TypeTransfer
Record UpdatedDec 8, 2021

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1060 GADDYS FERRY RD, 1060, POLKTON, NC 28135-8270

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 DICK ST, ALBEMARLE, NC 28001-9733

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,525.00 (+72.12%)$225,497 (+87.43%) Land $20,736 Building $204,761$225,497 (+87.43%) Land $20,736 Building $204,761
2023$1,467.00$120,313 Land $12,441 Building $107,872$120,313 Land $12,441 Building $107,872

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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