620 Dick St, Albemarle, NC 28001 Property Records

Stanly County property record for 620 Dick St, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1995
Lot Size0.669 acres (29,185 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Jan 2006)
Tax Bill$47 (2023)
Deeds & MortgagesSep 2025 Mortgage
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN655801278754

Property Details

APN / Parcel Number

Primary APN655801278754
Alternative APNs
  • 29634
  • 32293

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Finished Area
Gross Area1,134 sqft

Exterior

Year BuiltBuilt 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,185 sqft (0.669 acres)
Garage TypeAttached
Garage Area378 sqft
PorchPorch
Porch Area252 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number32293
Street Address620 DICK ST
CityALBEMARLE
StateNC
Zip28001-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionHSE 620 DICK ST LT 5 655806117
Legal SubdivisionEASTWOOD PARK
Legal Lot Number5
JurisdictionSTANLY NC
Township / Civil DivisionNORTH ALBEMARLE
Census Block Group1
Census Block1040
Census Tract930300

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 DICK ST, ALBEMARLE, NC 28001-9732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
MIDFIRST BANK
Dec 5, 2022Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2006 · Amount on Record
Deed SaleJan 26, 2006 · Amount on Record
Deed Document Number0001101971
Deed Book / Page1101 / 971
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address620 DICK ST, ALBEMARLE, NC 28001-9732
Transaction TypeMortgage
Record UpdatedJan 30, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 DICK ST, ALBEMARLE, NC 28001-9732

Mortgage

Document Number0000481375
DateSep 26, 2025
Book Page1895/1037
Instrument481375
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term327 Months
DueDec 1, 2052

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address620 DICK ST, ALBEMARLE, NC 28001-9732
Transaction TypeMortgage
Record UpdatedMar 6, 2023
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000453599
DateDec 5, 2022
Book Page1807/178
Instrument453599
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$47.00 (+2.17%)$116,936 (-) Land $15,798 Building $101,138$116,936 (-) Land $15,798 Building $101,138
2022$46.00$116,936 Land $15,798 Building $101,138$116,936 Land $15,798 Building $101,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Dick St

Nearby Streets

Search Property Records by Address or Parcel Number