Stanly County property record for 709 Dick St, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,269 sqft · built 1966 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Dec 2021) |
| Tax Bill | $1,847 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 655801284087 |
| Primary APN | 655801284087 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,269 sqft Finished Area |
| Basement Area | 1,269 sqft |
| Unfinished Basement | 1,269 sqft |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 108 ft deep x 133 ft wide |
| Garage Type | Carport |
| Garage Area | 351 sqft |
| Carport | Carport |
| Carport Area | 351 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 1537144 |
|---|---|
| Street Address | 709 DICK ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HSE 709 DICK ST LT 4 PT 5 BLK A 655801001 |
| Legal Subdivision | EASTWOOD PARK |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 930300 |
709 Dick St is owned and occupied by an individual who bought it in December 2021.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 DICK ST, ALBEMARLE, NC 28001-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES CU |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 2, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Prior Sale | Mar 24, 2016 · Amount on File |
| Deed Document Number | 2021441738 |
| Deed Book / Page | 1769 / 1604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 28, 2021 |
| Property Address | 709 DICK ST, ALBEMARLE, NC 28001-9733 |
| Document Number | 0000441738 |
| Book / Page | 1769 / 1604 |
| Map Reference | MB 5 PG 157 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 441738 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 DICK ST, ALBEMARLE, NC 28001-9733 |
| Document Number | 0000441739 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 441739 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 709 DICK ST, ALBEMARLE, NC 28001-9733 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000437365 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 1756/252 |
| Instrument | 437365 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Feb 2, 2017 |
| Property Address | 709 DICK ST, ALBEMARLE, NC 28001-9733 |
| Document Number | 0000387756 |
| Book / Page | 001596 / 000171 |
| Instrument Date | Aug 31, 2016 |
| Instrument | 387756 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 607 EASTWOOD DR ALBEMARLE NC 280019730, ALBEMARLE, NC 28001-9730 |
The 2026 property tax bill for 709 Dick St was $1,847.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,847.00 | $164,968 Land $17,500 Building $147,468 | $164,968 Land $17,500 Building $147,468 |
| 2023 | $1,186.00 | $97,234 Land $10,500 Building $86,734 | $97,234 Land $10,500 Building $86,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Dick St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Dick St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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