703 Cedargate Ln, San Jose, CA 95136 Property Records

Santa Clara County property record for 703 Cedargate Ln, San Jose, CA 95136

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,152 sqft · built 1971
Lot Size	0.022 acres (936 sqft)
Owner	Individual Name on File
Last Sale	$805,000 (May 2024)
Tax Bill	$11,021 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`685-20-026`

Property Details

APN / Parcel Number

Primary APN	`685-20-026`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	612 sqft
2nd Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	936 sqft (0.022 acres)
Lot Dimensions	52 ft deep x 18 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 CEDARGATE LN
City	SAN JOSE
State	CA
Zip	95136-3215
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1-8P
Legal Description	TRACT 4926 MONTECITO BOOK 282 PAGE 20 PAGE 22 LOT 2
Legal Subdivision	MONTECITO
Legal Tract	4926
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3005
Census Tract	512021

Owner

703 Cedargate Ln, a condominium, is owned and occupied by an individual who acquired it in July 2024.

Source: Santa Clara County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	703 CEDARGATE LN, SAN JOSE, CA 95136-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Feb 14, 2024	Grant Deed, Transfer · Commercial Mortgage THE CAVALLINO FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Feb 14, 2024 · Amount on File
Deed Document Number	202425635214
Last Transfer Date	Jul 12, 2024
Transfer Doc	0025740149
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2024
Property Address	703 CEDARGATE LN, SAN JOSE, CA 95136-3215
Document Number	0025635214
Map Reference	MB 282 PG 20-22
Instrument Date	May 8, 2024
Instrument	25635214
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CEDARGATE LN, SAN JOSE, CA 95136-3215

Mortgage

Document Number	0025635215
Date	May 10, 2024
Instrument	25635215

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 14, 2024
Property Address	703 CEDARGATE LN, SAN JOSE, CA 95136-3215
Document Number	0025598464
Map Reference	MB 282 PG 20-22
Instrument Date	Feb 13, 2024
Instrument	25598464
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 MANITOU CT, SAN JOSE, CA 95120-3838

Mortgage

Document Number	0025598465
Date	Feb 14, 2024
Instrument	25598465

Lender

Name	THE CAVALLINO FUND LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	5 Months
Due	Jul 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 703 Cedargate Ln was $11,021.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,000 (-13.53%) Land $355,000 Building $355,000
2025	$11,021.00 Homeowner's exemption	$821,100 Land $410,550 Building $410,550
2023	$2,472.00 (-0.16%)	$130,022 Land $30,013 Building $100,009
2022	$2,476.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 703 Cedargate Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 703 Cedargate Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet, T-Mobile.

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