602 Cedargate Ln, San Jose, CA 95136 Property Records

Santa Clara County property record for 602 Cedargate Ln, San Jose, CA 95136

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,296 sqft · built 1971
Lot Size0.025 acres (1,080 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Nov 2013)
Tax Bill$6,782 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN685-20-020

Property Details

APN / Parcel Number

Primary APN685-20-020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,296 sqft Living Area
1st Floor Area640 sqft
2nd Floor Area656 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,080 sqft (0.025 acres)
Lot Dimensions54 ft deep x 20 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address602 CEDARGATE LN
CitySAN JOSE
StateCA
Zip95136-3210
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1-8P
Legal DescriptionTRACT 4926 MONTECITO BOOK 282 PAGE 20 PAGE 22 LOT 123
Legal SubdivisionMONTECITO
Legal Tract4926
Legal Lot Number123
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3005
Census Tract512021

Owner

Source: Santa Clara County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address602 CEDARGATE LN, SAN JOSE, CA 95136-3210
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
MIRAMAR FEDERAL CREDIT UNION
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 12, 2017Deed of Trust, Mortgage · Line of Credit
SANTA CLARA COUNTY FCU
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2013 · Amount on Record
Deed SaleNov 26, 2013 · Amount on Record
Prior SaleMar 4, 2009 · Amount on Record
Deed Document Number201322458442
Prior Transfer DateAug 17, 2005
Prior Transfer Doc0018544802
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateJun 1, 2026
Property Address602 CEDARGATE LN, SAN JOSE, CA 95136-3210
Document Number0025996964
Instrument DateMay 27, 2026
Instrument202625996964
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address602 CEDARGATE LN, SAN JOSE, CA 95136-3210

Mortgage

Document Number0025996964,
DateJun 1, 2026
Instrument202625996964
Lender
NameMIRAMAR FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 16, 2041
Interest
Rate TypeFixed Rate
Rate5.64%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address602 CEDARGATE LN, SAN JOSE, CA 95136-3210
Transaction TypeMortgage
Record UpdatedOct 20, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 CEDARGATE LN, SAN JOSE, CA 95136-3210

Mortgage

Document Number0025128284
DateOct 12, 2021
Instrument25128284
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address602 CEDARGATE LN, SAN JOSE, CA 95136-3210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023647761
DateMay 12, 2017
Instrument23647761
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
AddressSAN JOSE, CA 95112
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address602 CEDARGATE LN, SAN JOSE, CA 95136-3210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024450796
DateApr 9, 2020
Instrument24450796
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN JOSE, CA 95136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,782.00 (+4.31%) Homeowner's exemption$478,078 (+4.04%) Land $239,039 Building $239,039
2023$6,502.00 (+0.31%) Homeowner's exemption$459,514 Land $229,757 Building $229,757
2022$6,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT OAKS WC INC
private · serves 112,582 people · EPA ID CA4310022
Water SourceGroundwater
Last State InspectionNov 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Etheric Communications, LLC.
Fixed Wireless
250 / 100
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: California Internet, Ridge Wireless, Sail Internet Holdings, T-Mobile USA.

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