700 Cedargate Ln, San Jose, CA 95136 Property Records

Santa Clara County property record for 700 Cedargate Ln, San Jose, CA 95136

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,296 sqft · built 1971
Lot Size	0.028 acres (1,196 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Jan 2017)
Tax Bill	$8,117 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Loan Modification + 1 more
Flood Zone	Zone D (undetermined)
APN	`685-20-023`

Property Details

APN / Parcel Number

Primary APN	`685-20-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	640 sqft
2nd Floor Area	656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,196 sqft (0.028 acres)
Lot Dimensions	46 ft deep x 26 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	700 CEDARGATE LN
City	SAN JOSE
State	CA
Zip	95136-3215
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1-8P
Legal Description	TRACT 4926 MONTECITO BOOK 282 PAGE 20 PAGE 22 LOT 5
Legal Subdivision	MONTECITO
Legal Tract	4926
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3005
Census Tract	512021

Owner

700 Cedargate Ln, a condominium, is owned and occupied by two individuals who bought it in January 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	700 CEDARGATE LN, SAN JOSE, CA 95136-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 1, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Jan 12, 2017	Grant Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2017 · Amount on File
Deed Sale	Jan 12, 2017 · Amount on File
Prior Sale	Sep 29, 2010 · Amount on File
Deed Document Number	201723555938
Prior Transfer Date	Dec 15, 2014
Prior Transfer Doc	0022817522
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	700 CEDARGATE LN, SAN JOSE, CA 95136-3215
Document Number	0024195087
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 CEDARGATE LN SAN JOSE CA 951363215, SAN JOSE, CA 95136-3215

Mortgage

Document Number	0024195087
Date	Jun 4, 2019
Instrument	24195087

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	700 CEDARGATE LN, SAN JOSE, CA 95136-3215
Document Number	0024195086
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 CEDARGATE LN SAN JOSE CA 951363215, SAN JOSE, CA 95136-3215

Mortgage

Document Number	0024195086
Date	Jun 4, 2019
Instrument	24195086

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Interest

Rate	4.87%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 12, 2017
Property Address	700 CEDARGATE LN, SAN JOSE, CA 95136-3215
Document Number	0023555938
Map Reference	MAP282 PG20-22
Instrument Date	Dec 22, 2016
Instrument	23555938
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	700 CEDARGATE LN, SAN JOSE, CA 95136-3215
Investor	Possibly a Property Investor

Mortgage

Document Number	0023555939
Date	Jan 12, 2017
Instrument	23555939

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 700 Cedargate Ln was $8,117 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,812 (+2%) Land $298,906 Building $298,906
2025	$8,117.00 Homeowner's exemption	$586,092 Land $293,046 Building $293,046
2023	$7,800.00 (+0.36%) Homeowner's exemption	$563,334 Land $281,667 Building $281,667
2022	$7,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 700 Cedargate Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 700 Cedargate Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet, T-Mobile.

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