Bay County property record for 7029 Coe Rd, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 896 sqft · built 1994 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | Owner Name on File |
| Last Sale | $37,500 (Jul 1997) |
| Tax Bill | $323 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 05620-010-000 |
| Primary APN | 05620-010-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Heated Area |
| Gross Area | 928 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,997 sqft (1.03 acres) |
| Lot Dimensions | 300 ft deep x 150 ft wide |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7029 COE RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | 34 2S 13W -16.1- 142D COM NW COR SEC TH S 1020' E 2045.04' S 930' E 300' FOR POB |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 34 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 402 |
The current owner of 7029 Coe Rd acquired it in August 1997.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7029 COE RD, PANAMA CITY, FL 32404-5567 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 1997 · Amount on File |
| Deed Sale | Jul 31, 1997 · Amount on File |
| Deed Document Number | 0001726345 |
| Deed Book / Page | 1726 / 345 |
| Last Transfer Date | Aug 4, 1997 |
| Transfer Doc | 0017260345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 7029 COE RD, PANAMA CITY, FL 32404-5567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040300435 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 4030/0435 |
| Instrument | 2018043390 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2033 |
The 2025 property tax bill for 7029 Coe Rd was $323 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323.00 Homeowner's exemption | $52,692 | $74,713 Land $36,252 Building $38,461 |
| 2023 | $349.00 (+13.31%) Homeowner's exemption | $49,716 (+3%) | $65,919 (+9.36%) Land $28,557 Building $37,362 |
| 2022 | $308.00 Homeowner's exemption | $48,268 | $60,277 Land $25,992 Building $34,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7029 Coe Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7029 Coe Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Mediacom Xtream.
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