7041 Coe Rd, Panama City, FL 32404 Property Records

Bay County property record for 7041 Coe Rd, Panama City, FL 32404 · Last verified February 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.04 acres (45,564 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Jun 2021)
Tax Bill	$442 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone A (high risk)
APN	`05620-020-000`

Property Details

APN / Parcel Number

Primary APN	`05620-020-000`

Exterior

Lot Area	45,564 sqft (1.04 acres)
Lot Dimensions	300 ft deep x 152 ft wide

Location & Zoning

Street Address	7041 COE RD
City	PANAMA CITY
State	FL
Zip	32404-5567
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	34 2S 13W -16.4- 142D BEG 1986.44' E & 726' S OF NW COR TH E 60' S 926.54' E 499.5
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3030
Census Tract	402

Owner

Source: Bay County records · APN 05620-020-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5612 THELMA AVE, PANAMA CITY, FL 32404-5146
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2021 · Amount on Record
Deed Sale	Jun 02, 2021 · Amount on Record
Deed Document Number	2021041834
Deed Book / Page	4414 / 1538
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 02, 2021
Property Address	7041 COE RD, PANAMA CITY, FL 32404-5567
Document Number	0044141538
Book / Page	4414 / 1538
Instrument Date	May 17, 2021
Instrument	2021041834
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	UNKNOWN, DEFENDER T&E AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6928 HOLLY ST, PANAMA CITY, FL 32404-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5612 THELMA AVE, PANAMA CITY, FL 32404-5146

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$442.00 (+22.1%)	$36,769 (+26.95%) Land $36,769	$36,769 (+26.95%) Land $36,769
2023	$362.00 (+19.08%)	$28,964 (+9.87%) Land $28,964	$28,964 (+9.87%) Land $28,964
2022	$304.00	$26,362 Land $26,362	$26,362 Land $26,362

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050004023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force 38 of 40 on primary residences

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 769 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.