Bay County property record for 6938 Coe Rd, Panama City, FL 32404
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1975 |
| Lot Size | 0.744 acres (32,408 sqft) |
| Owner | Trust Name on File |
| Last Sale | $35,000 (May 2008) |
| Tax Bill | $73 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05609-020-000 |
| Primary APN | 05609-020-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 32,408 sqft (0.744 acres) |
| Lot Dimensions | 303 ft deep x 107 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6938 COE RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5524 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | 34 2S 13W -4.2- 142D BEG 2010 S & 1876.99 E OF NW COR OF SEC TH E 107.38 S 391.34 W 108.87 N 391.34 TO POB ORB 3654 P 463 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 34 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 402 |
6938 Coe Rd, a mobile home, is owner-occupied and held in a trust since November 2014.
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6938 COE RD, PANAMA CITY, FL 32404-5524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2008 · Amount on File |
| Deed Sale | May 23, 2008 · Amount on File |
| Deed Document Number | 200829678 |
| Deed Book / Page | 3052 / 1860 |
| Last Transfer Date | Nov 12, 2014 |
| Transfer Doc | 0036540463 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 6938 Coe Rd was $73 with a homeowner's exemption, down 28.4% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73.00 (-28.43%) Homeowner's exemption | $30,945 | $41,664 Land $25,860 Building $15,804 |
| 2024 | $102.00 (+10.87%) | ||
| 2023 | $92.00 (+17.95%) Homeowner's exemption | $29,197 (+3%) | $35,269 (+10.45%) Land $20,370 Building $14,899 |
| 2022 | $78.00 Homeowner's exemption | $28,347 | $31,933 Land $18,540 Building $13,393 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6938 Coe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6938 Coe Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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