Frederick County property record for 7028 Summerfield Dr, Frederick, MD 21702 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,938 sqft · built 1986 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Apr 2023) |
| Tax Bill | $6,805 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-428833 |
| Primary APN | 21-428833 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,938 sqft Living Area |
| Gross Area | 3,613 sqft |
| 1st Floor Area | 1,749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,500 sqft (0.402 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 920 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 428833 |
|---|---|
| Street Address | 7028 SUMMERFIELD DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 135 SEC 1 PL 16 17500 SQUARE FEET CLOVER HILL II |
| Legal Subdivision | CLOVER HILL 02 |
| Legal Lot Number | 135 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 751201 |
Source: Frederick County records · APN 21-428833
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 09, 2026 | Intrafamily Transfer, Transfer |
| Apr 06, 2023 | Deed, Transfer · VA Mortgage NAVY FCU |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2023 · Amount on Record |
| Deed Sale | Apr 06, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2015 · Amount on Record |
| Deed Book / Page | 16391 / 175 |
| Last Transfer Date | Dec 16, 2025 |
| Transfer Doc | 0176780255 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 09, 2026 |
| Property Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Document Number | 0176780255 |
| Book / Page | 17678 / 255 |
| Map Reference | MB 29 PG 153 |
| Instrument Date | Dec 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 06, 2023 |
| Property Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Document Number | 0163910175 |
| Book / Page | 16391 / 175 |
| Map Reference | MB 29 PG 153 |
| Instrument Date | Mar 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Document Number | 0016391182 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 16391/182 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0134690054 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 13469/0054 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 7028 SUMMERFIELD DR, FREDERICK, MD 21702-2952 |
| Document Number | 0150450306 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 15045/306 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 01, 2051 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,805.00 (+9%) | $549,700 (+17.73%) | $591,100 (+26.6%) Land $118,200 Building $472,900 |
| 2024 | $6,243.00 (+12.28%) | ||
| 2023 | $5,560.00 | $466,900 Land $81,500 Building $385,400 | $466,900 Land $81,500 Building $385,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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