7027 Summerfield Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7027 Summerfield Dr, Frederick, MD 21702 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,050 sqft · built 1986
Lot Size0.39 acres (17,000 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Dec 1999)
Tax Bill$5,397 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-428892

Property Details

APN / Parcel Number

Primary APN21-428892
Alternative APN
  • 428892

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,050 sqft Living Area
Gross Area3,625 sqft
1st Floor Area1,180 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,000 sqft (0.39 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchBreezeway
Porch Area264 sqft
Patio Area196 sqft
BreezewayBreezeway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number428892
Street Address7027 SUMMERFIELD DR
CityFREDERICK
StateMD
Zip21702-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 SEC 1 PLAT 16 17000 SQUARE FEET CLOVER HILL II
Legal SubdivisionCLOVER HILL 02
Legal Lot Number41
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group2
Census Block2021
Census Tract751201

Owner

Source: Frederick County records · APN 21-428892

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7027 SUMMERFIELD DR, FREDERICK, MD 21702-2951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 1999 · Amount on Record
Deed SaleDec 22, 1999 · Amount on Record
Prior SaleSep 08, 1987 · Amount on Record
Deed Document Number19998042
Deed Book / Page2665 / 521
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 10, 2026
Property Address7027 SUMMERFIELD DR, FREDERICK, MD 21702-2951
Document Number1781000263
Book / Page17813 / 263
Instrument DateApr 01, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7027 SUMMERFIELD DR, FREDERICK, MD 21702-2951

Mortgage

Document Number1781000263,
DateApr 10, 2026
Book Page17813/263
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7027 SUMMERFIELD DR, FREDERICK, MD 21702-2951
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7027 SUMMERFIELD DR, FREDERICK, MD 21702-2951

Mortgage

Document Number0153380019
DateSep 30, 2021
Book Page15338/19
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$502,733 (+20.91%)$546,200 (+31.36%) Land $117,800 Building $428,400
2024$5,397.00 (+8.79%)
2023$4,961.00 Homeowner's exemption$415,800 Land $81,000 Building $334,800$415,800 Land $81,000 Building $334,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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