7025 Summerfield Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7025 Summerfield Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,752 sqft · built 1985
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (May 2011)
Tax Bill	$4,260 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-428884`

Property Details

APN / Parcel Number

Primary APN	`21-428884`
Alternative APN	`428884`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	17,000 sqft (0.39 acres)
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	428884
Street Address	7025 SUMMERFIELD DR
City	FREDERICK
State	MD
Zip	21702-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 42 SEC 1 PLAT 16 17000 SQUARE FEET CLOVER HILL II
Legal Subdivision	CLOVER HILL 02
Legal Lot Number	42
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2021
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7025 SUMMERFIELD DR, FREDERICK, MD 21702-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2011 · Amount on Record
Deed Sale	May 19, 2011 · Amount on Record
Prior Sale	May 19, 2011 · Amount on Record
Deed Book / Page	8368 / 31
Last Transfer Date	Feb 24, 2012
Transfer Doc	0087710467
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7025 SUMMERFIELD DR, FREDERICK, MD 21702-2951
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176520339
Date	Dec 19, 2025
Book Page	17652/339

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7025 SUMMERFIELD DR, FREDERICK, MD 21702-2951
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165310496
Date	Jul 26, 2023
Book Page	16531/496

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,633 (+22.63%)	$437,600 (+33.95%) Land $117,800 Building $319,800
2024	$4,260.00 (+8.78%)
2023	$3,916.00 Homeowner's exemption	$326,700 Land $81,000 Building $245,700	$326,700 Land $81,000 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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