7025 Monaco Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 7025 Monaco Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,512 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$306,500 (Aug 2018)
Tax Bill	$9,600 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more
APN	`03-23-0-110-007`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-110-007`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,512 sqft Living Area
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	128 sqft
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7025 MONACO DR
City	O FALLON
State	IL
Zip	62269-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAVANNAH HILLS 2ND ADD FINAL PLAT LOT 297 A02587832
Legal Subdivision	SAVANNAH HILLS
Legal Block	110
Legal Lot Number	297
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

7025 Monaco Dr is owned and occupied by two individuals who bought it in August 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7025 MONACO DR, O FALLON, IL 62269-7447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Aug 23, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE
Jun 20, 2018	Loan Modification, Mortgage · Conventional with PMI FCB BK
Jun 20, 2017	Loan Modification, Mortgage FIRST CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Deed Document Number	20182587832
Prior Transfer Date	Oct 19, 2015
Prior Transfer Doc	00A2473541
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	7025 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2673784
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7025 MONACO DR O FALLON IL 622697447, O FALLON, IL 62269-7447

Mortgage

Document Number	00A2673784
Date	Nov 2, 2020
Instrument	2673784

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 23, 2018
Property Address	7025 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2587832
Instrument Date	Aug 17, 2018
Instrument	2587832
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2018
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7025 MONACO DR O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2587833
Date	Aug 23, 2018
Instrument	2587833

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	7025 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2582613
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1116 O FALLON IL 622698116, O FALLON, IL 62269-8116

Mortgage

Document Number	00A2582613
Date	Jul 16, 2018
Instrument	2582613

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	12 Months
Due	Jul 15, 2019

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	7025 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2549237
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 W HIGHWAY 50 O FALLON IL 622691942, O FALLON, IL 62269-1942

Mortgage

Document Number	00A2549237
Date	Aug 24, 2017
Instrument	2549237

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 23, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 7025 Monaco Dr was $9,600 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,600.00	$142,172 Land $22,368 Building $119,804	$426,516 Land $67,104 Building $359,412
2022		$106,283 Land $17,616 Building $88,667	$318,849 Land $52,848 Building $266,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7025 Monaco Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7025 Monaco Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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