7009 Monaco Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 7009 Monaco Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2018)
Tax Bill	$10,024 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Sale & Mortgage + 1 more
APN	`03-23-0-110-012`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-110-012`

Exterior

Effective Year Built	Effective 2018
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	7009 MONACO DR
City	O FALLON
State	IL
Zip	62269-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNNAH HILLS 3RD ADD LOT 293 A02567511
Legal Subdivision	SAVANNNAH HILLS 3RD ADD
Legal Lot Number	293
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

7009 Monaco Dr is owned and occupied by two individuals who bought it in February 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7009 MONACO DR, O FALLON, IL 62269-7447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 15, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage CARRINGTON MTG SVCS
Aug 15, 2017	Grant Deed, Construction Loan · Line of Credit FIRST CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Deed Document Number	20182567511
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	7009 MONACO DR, O FALLON, IL 62269-7447
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02695046
Date	Apr 8, 2021
Instrument	A02695046

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 15, 2018
Property Address	7009 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2567511
Instrument Date	Feb 9, 2018
Instrument	2567511
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7009 MONACO DR O FALLON IL 622697447, O FALLON, IL 62269-7447

Mortgage

Document Number	A2567512
Date	Feb 15, 2018
Instrument	2567512

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

August 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 15, 2017
Property Address	7009 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2547908
Instrument Date	Aug 9, 2017
Instrument	2547908
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	TITLE PROFESSIONALS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1116 O FALLON IL 622698116, O FALLON, IL 62269-8116

Mortgage

Document Number	A2547909
Date	Aug 15, 2017
Instrument	2547909

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Aug 14, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7009 Monaco Dr was $10,024.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,024.00	$142,177 Land $20,102 Building $122,075	$426,531 Land $60,306 Building $366,225
2022		$107,257 Land $15,832 Building $91,425	$321,771 Land $47,496 Building $274,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7009 Monaco Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7009 Monaco Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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