7001 Monaco Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 7001 Monaco Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,092 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 5 more
APN	`03-23-0-110-010`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-110-010`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	2,092 sqft Living Area
Basement Area	1,472 sqft
Finished Basement	1,472 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7001 MONACO DR
City	O FALLON
State	IL
Zip	62269-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNNAH HILLS 3RD ADD LOT 291 A02680427
Legal Subdivision	SAVANNNAH HILLS 3RD ADD
Legal Lot Number	291
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

7001 Monaco Dr is owned and occupied by an individual who bought it in May 2026.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7001 MONACO DR, O FALLON, IL 62269-7447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 18, 2020	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK
Sep 11, 2020	Deed of Trust, Mortgage FREEDOM MTG
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jul 19, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE MAKERS
May 21, 2018	Trustee's Deed, Construction Loan · Line of Credit FCB BK
Aug 15, 2017	Grant Deed, Construction Loan · Line of Credit FIRST CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	20262882209
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 1, 2026
Property Address	7001 MONACO DR, O FALLON, IL 62269-7447
Document Number	0A02882209
Instrument Date	Apr 30, 2026
Instrument	2026.2882209
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7001 MONACO DR, O FALLON, IL 62269-7447

Mortgage

Date	May 1, 2026

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 18, 2020
Property Address	7001 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2680427
Instrument Date	Dec 14, 2020
Instrument	2680427
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	766 MACON DR MOUNTAIN VIEW CA 940436588, MOUNTAIN VIEW, CA 94043-6588

Mortgage

Document Number	A2680428
Date	Dec 18, 2020
Instrument	2680428

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	7001 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2670411
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7001 MONACO DR O FALLON IL 622697447, O FALLON, IL 62269-7447

Mortgage

Document Number	00A2670411
Date	Oct 8, 2020
Instrument	2670411

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	7001 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2621458
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7001 MONACO DR O FALLON IL 622697447, O FALLON, IL 62269-7447

Mortgage

Document Number	00A2621458
Date	Aug 5, 2019
Instrument	2621458

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 19, 2018
Property Address	7001 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2583182
Instrument Date	Jul 13, 2018
Instrument	2583182
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7001 MONACO DR O FALLON IL 622697447, O FALLON, IL 62269-7447

Mortgage

Document Number	A2583183
Date	Jul 19, 2018
Instrument	2583183

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 21, 2018
Property Address	7001 MONACO DR, O FALLON, IL 62269-7447
Instrument Date	Apr 27, 2018
Instrument	2576807
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	TITLE PROFESSIONALS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 W HIGHWAY 50 O FALLON IL 622691942, O FALLON, IL 62269-1942

Mortgage

Document Number	00A2576807
Date	May 21, 2018
Instrument	2576807

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 20, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

August 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 15, 2017
Property Address	7001 MONACO DR, O FALLON, IL 62269-7447
Document Number	00A2547912
Instrument Date	Aug 9, 2017
Instrument	2547912
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	TITLE PROFESSIONALS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1116 O FALLON IL 622698116, O FALLON, IL 62269-8116

Mortgage

Document Number	A2547913
Date	Aug 15, 2017
Instrument	2547913

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Aug 14, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$172,745 (+10.11%) Land $22,238 Building $150,507	$518,235 (+10.11%) Land $66,714 Building $451,521
2024	$156,884 Land $20,196 Building $136,688	$470,652 Land $60,588 Building $410,064
2022	$115,208 Land $17,514 Building $97,694	$345,624 Land $52,542 Building $293,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7001 Monaco Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7001 Monaco Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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