702 Worcester St, #A, La Plata, MD 20646 Property Records

Charles County property record for 702 Worcester St, #A, La Plata, MD 20646

Property Summary

Property Type	Townhouse
Details	1 ba · 933 sqft · built 1957
Lot Size	0.121 acres (5,270 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-046012`

Property Details

APN / Parcel Number

Primary APN	`01-046012`
Alternative APNs	`1046012` `046012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	933 sqft Living Area
Gross Area	1,008 sqft
1st Floor Area	933 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,270 sqft (0.121 acres)
Deck Area	192 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	046012
Street Address	702 WORCESTER ST, A
City	LA PLATA
State	MD
Zip	20646-3921
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	LOT 22 RESB L-13 WOODS SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	1
Legal Lot Number	22
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1004
Census Tract	851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702A WORCESTER ST, LA PLATA, MD 20646-3921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2007
Deed Sale	Aug 7, 2007
Prior Sale	Jan 18, 2005
Deed Document Number	200731107
Deed Book / Page	6413 / 420
Transfer Doc	0050820005
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	702 WORCESTER ST # A, A, LA PLATA, MD 20646-3921
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113850487
Date	Oct 19, 2020
Book Page	11385/487

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,300 (+5.46%) Land $85,000 Building $102,300	$187,300 (-) Land $85,000 Building $102,300
2025	$5,597.00 (+132.72%) Homeowner's exemption	$177,600 (+12.26%)	$187,300 (+18.39%) Land $85,000 Building $102,300
2023	$2,405.00 Homeowner's exemption	$158,200 Land $85,000 Building $73,200	$158,200 Land $85,000 Building $73,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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